Wednesday, February 21, 2007

The Two Adventures (01-18-07)

The path of pleasure never leads to glory! The prodigious achievements of Hercules were the results of high adventure, and though there is little, either in fable or in history, to show that he had any rivals, still it is recorded that a knight errant, in company with a fellow adventurer, sought his fortune in a romantic country. He had not traveled far when his companion observed a post, on which was written the following inscription: “Brave adventurer, if you have a desire to discover that which has not been seen by any knight errant, you have only to pass this torrent, and to take in your arms an elephant of stone and carry it in one breath to the summit of this mountain, whose noble head seems blended with the sky.” “But,” said the knight’s companion, “the water may be deep as well as rapid, and though, notwithstanding, we should pass it, why should we be encumbered with the elephant? What a ridiculous undertaking!” And philosophically and with nice calculation, he observed that the elephant might be carried four steps; but for conveying to the top of the mountain in one breath, that was not it in power of a mortal, unless it should be the dwarf figure of an elephant, fit only to be placed upon the end of a stick; and then what honor would there be in such an adventure? “There is,” said he, “some deception in this writing. It is an enigma fit only to amuse a child. I therefore shall leave you and your elephant.” The reasoner then departed; but the adventurous man rushed with his eyes closed across the water; neither depth or violence prevented him, and according to the inscription he saw an elephant lying on the opposite bank. He took it and carried it to the top of the hill, where he saw a town. A shriek from the elephant alarmed the people of the city, who rose in arms; but the adventurer, nothing daunted, was determined to die a hero. The people, however, where awed by his presence, and he was astonished to hear them proclaim him successor to their King who had recently died.
I write this fable juxtaposed to The Liar because this one reflects a truth higher. Faith is like this story. Imagine the inscription being God’s word. Always there will be a companion who reasons the insanity of the inscription’s demands. They will reason with you and if they cannot dissuade you will depart. The inscription struck a cord of courage in this adventurer that inspired him through his trials. One cannot imagine the future of this courageous life of obedience but it will always be glorious. The Liar shows you how to win by human wisdom how much more this other worldly (divine) wisdom will place you above your enemies. I say this boldly again that I am following an inscription that is not understood by reason and as Houdini said is the “impossible possible.” Though I am possessed with a superior intellect this is a tool but not my hope, for the promise inherent in the inscription that inspired my courageous adventure is from one who is not a liar and far superior to all I can ask or think. I say what can man do to me? I am possessed with a power not mortal that can carry this burden (Dorean-Elephant) to the top of the hill in one breath. You who follow the inscription opportunities that come upon you know this truth and those who don’t will soon depart for they have no share in your glory. If you see an elephant pick it up and run with it!

22 comments:

son of a prophet said...

articbeacon.com



This BLACK OPS Operation has forced the President to make aggressive moves on IRAN... hoping when he moved on IRAN..unpleasant things would happen inside the United States, and the President and his family would move off to Paraguay...until everything cooled down.. That is how this stuff works Leo.. You know it..and I know it... But, it all revolves on MONEY..or COLLATERAL.. No one wants the FEDERAL RESERVE BANK NOTES OR " I.O.U'S"..ANYMORE..



wanna give 'em to me?? i'll take 'em if you dont mind?



Leo..the PARTY is over.. It's been exposed. Those Victimized Nations and their BANKING SYSTEMS victimized with the Bogus U.S. Debt Instruments written on BONUS CERTIFICATE 3392-181 authorized by individuals who had no authority to AUTHORIZE nor DID JURISDICTION EXIST AT ANY TIME; Will be PROTECTED with the Gold Collateral of this DURHAM HOLDING TRUST, Tias 12087. We will pick up that 'bogus U.S. Debt at .10 cents on the dollar.




10 cents on the dollar?


we are in BIG truble!

son of a prophet said...

LOL!



COOL HEADS realize the Federal Reserve is in deep Chit. No one wants their FUNNY MONEY any longer..



But, these same cool heads realize THERE IS FRESH COLLATERAL OUT THERE..which will allow these "Victimized Nations" to "print their own money" and get away, far away from PREDATORY BANKING of the Monopoly System of the Federal Reserve Banking Systems..who were intending to tell those GOLD BANKS when those banks came for 'payoff' on the Bogus U.S. Debt Derivatives..: "Oh..my.. We are so sorry. Your instruments are invalid..you cannot collect.. But, WE HAVE YOUR GOLD.. Now! What are you going to do with out YOUR GOLD?"

son of a prophet said...

so who/what are you to believe??

no way can the avg person figure this out on who is telling the truth.


only the HS knows and will tell those appointed worthy to know at the appointed time for them to know it.

son of a prophet said...

"Beware, the Lord is about to take firm hold of you and hurl you away, O you mighty man. He will roll you up tightly like a ball and throw you into a large country. There you will die and there your splendid chariots will remain -- you disgrace to your master’s house! I will depose you from your office, and you will be ousted from your position.



Isaiah 22: 17-19

son of a prophet said...

"...which will allow these "Victimized Nations" to "print their own money" and get away, far away from PREDATORY BANKING of the Monopoly System of the Federal Reserve Banking Systems...




so, if EVERYBODY starts to just print MONOPOLY money, what happens then????


gotta admit that is genius idea.

govt. prints bogus money, then goes on market and buy up gold.


LOLOLO!!!!!!


other countries then realize they been suckered, selling they gold for bogus $$$$ worthless



anohter LOLOLOLO!!!!!



now other countries have figured it out.

too little. too late.

mogel said...

For those who say they are hurting for information on what has been going on. You get a bias view at least:

http://www.mortgagefraudblog.com/index.php/search/results/3d6c7180b1f2a177a72f2fa56a2c83a0/

mogel said...

I'll try again:

http://www.mortgagefraudblog.com/
index.php/search/results/
3d6c7180b1f2a177a72f2fa56a2c83a0/

mogel said...

Article on the "Mortgage Fraud" website:

Wednesday, October 04, 2006
Dorean Broker Sentenced in South Carolina
Rodney Austin, Tega Cay, South Carolina was given a 10-year suspended sentence and placed on two years probation after pleading guilty to obtaining a signature or property with a value of more than $5,000 under false pretenses. Charges against his wife, Deborah Austin, Tega Cay, South Carolina, were dropped. Austin was charged in connection with his role as a broker for the Dorean Group. According to an article in the Fort Mill Times, the Austins allegedly set up trusts linked to Dorean on three different properties in Tega Cay, South Carolina but were only charged in connection with one of the properties. Both defendants also reportedly agreed to testify against Dale Scott Heineman and Kurt Johnson.
Meanwhile, Heineman and Johnson remain in federal custody in the federal correctional institute in Dublin, California where they continue to file documents with interesting names . . . the latest of which is entitled ”Notice to fiduciaries, counsel and representatives to settle this account by Dale Scott Heineman.”
After losing the argument that failure to capitalize their names was fatal to the government’s case against them, they filed documents that seemed to claim that they were appointing the jail administrator of the facility in which they are housed as their legal counsel. A declaration filed by the jail administrator denies that he agreed to act in that capacity, stating:
In early August 2006, I received a document . . . from defendants Heineman and Johnson that attempted to create an attorney-client relationship between them and me in the defense of this case. . .At the hearing before Judge Alsup on August 15, 2006, that document was reviewed and declared a nullity. . . I have never represented myself to either defendant Heineman or defendant Johnson as someone who is qualified or able to provide them with legal representation. In fact, BOP regulations would prohibit such a thing, if I was qualified. . . . In today’s mail I received an envelop (sic) addressed to me . . . that contained a letter signed by defendant Heineman and defendant Johnson regarding legal strategy and directors for locating a document for a ‘sight draft’ to be used for financial settlement in their case. . . I have not and do not have any intention to have discussions with these defendants regarding their legal matters. I am not their legal counsel.
The document that was allegedly received by Mr. Kubitz is attached as an exhibit to the declaration.

mogel said...

Another article on "Mortgage Fraud:

Friday, June 30, 2006
Judge Orders Procedure for Relief from Dorean Group Tranfers (and Case Update)
Judge William Alsup signed an order on June 21, 2006 providing a procedure whereby homeowners that deeded their property to the Dorean Group as trustees may apply for modifications to the injunction to allow them to cure title defects cause by the Dorean Group debt elimination scheme.
The order provides that homeowners seeking to modify the injunction must file a Request to Modify the Preliminary Injunction for Property Address. The request must state the reasons for the modification and describe the proposed transaction. It must be served on Dale Heineman, Kurt Johnson, lenders with secured interests in the property and counsel for the government in the criminal case. After a time period for opposition, the magistrate shall make a ruling which may be subject to de novo review. Please review the Order Setting Procedure for Requests to Modify Injunction for Borrowers to Seek Return of Property Interests Conveyed to Defendants Heineman & Johnson for specific information on the procedure.
On our last update of the status of the criminal proceedings, Dale Scott Heineiman and Kurt Johnson had been ordered to undergo psychiatric examinations. In the Order Requiring Mental Examinations, the Court stated that Heineman and Johnson, who had refused counsel, had made multiple statements ‘that give reason to believe they may suffer from a mental disease or defect that renders them mentally incompetent to the extent that they are unable to understand the nature and consequences of the proceedings against them, to properly conduct their own defense or to assist potential counsel in their defense (or that the record might suggest incompetence to an appellate court.) The court referred to statements suggesting Heineman and Johnson ‘believe that they were in communication with Jesus and that he had told them he was burning down three judges’ homes.’ The court noted that in issuing that order, it was not implying or finding that Heineman and Johnson were mentally incompetent.
Although the psychiatric examinations were sealed by the court, Heineman and Johnson were not found incompetent and the case is proceeding. The court held a Faretta Hearing to ensure that the defendants were, in waiving their right to be represented by counsel, making a knowing and intelligent decision that represented an exercise of informed free will. Heineman and Johnson are each acting as their own attorneys and the court denied the government’s request to appoint ‘stand-by counsel’ for the defendants.
The court recently issued an “Order re Capitalization of Defendant’s Names.” Apparently, Heineman and Johnson requested that the court free them and dismiss charges because they spell their names “Dale Scott Heineman” and “Kurt F. Johnson” and the indictment files against them sometimes spells their name with only uppercase letters (i.e. “DALE SCOTT HEINEMAN” and “KURT F. JOHNSON") In the alternative, they requested an evidentiary hearing ‘on their identities’ or requiring that the indictment be amended to change the capitalization.
The court wasn’t overly impressed by the argument and found that the disagreement over capitalization didn’t provide a basis for the requested relief and denied the request. The court also rejected the defendants’ arguments that the capitalized spellings denote to “Cestui Que Trusts” and that they are therefore being held for the alleged crimes of the Cestui Que Trusts in violation of the Due Process Clause and the Sixth Amendment.
The court noted that the argument is a ‘creative endeavor based on a formalistic but fanciful distinction’ and that the ‘emptiness of this argument must be clear by now.’ The court went on to state:
“It is time that defendants turned their considerable intelligence toward viable defense strategies.”
Some of the documents that have been filed by the defendants include:
Constructive notice and demand for abatement; demand for court of record; request for stay of proceedings; affidavit of truth by “William Franklin Julian”, Sui Juris, points and authorities
CONSTRUCTIVE NOTICE of notice of refusal for cause without dishonor the order for psychiatric examination under U.S.C. 18:4241 and order taking case off e-filing by Dale Scott Heineman
MOTION for summary judgment or in the alternative a settlement by set-off or by acceptance of unconditional tender of defendants affidavit in support order by Dale Scott Heineman
NOTICE by Dale Scott Heineman, Kurt F. Johnson of acceptance of oath of office
NOTICE of corrections of caption of superceding indictment to refelct the removal of the ens legis for the placement of the natural man by stipulation of the parties by Dale Scott Heineman, Kurt F. Johnson
DEMAND for surrender of bond verified blaim and notice and dishonor contract by Dale Scott Heineman, Kurt F. Johnson

mogel said...

Another article on "Mortgage Fraud's" website:

Thursday, July 07, 2005
Dorean Blog
Johnson Starts Weblog
A story by Glenn Roberts of Inman News reports that Kurt Johnson of the Dorean Group has started a blog at www.doreanblog.com.
The ‘about me’ section of the blog reads:
I have taken on the role of a whistleblower in the American Mortgage Industry because of my prior experience with being prosecuted by the government for securities fraud.
And in a July 6, 2005 entry entitled ‘David & Goliath’, Kurt Johnson wrote:
People who have never put their lives at risk for truth can never understand the commitment or conviction of a true warrior. Opinions can fly like rocks but they will never kill the giant.


Posted by Rachel Dollar on 07/07/05 at 11:16 AM
Mortgage Fraud •
I just found the reasons behind all of these attorney websites popping up on Goggle, and why websites that provide the truth behind the bank’s known fraud are being sabatoged lately.
Goggle’s major stockholders reads the same as the NY Federal Reserve holders....Morgan Stanley [citibank], Barclay [bank of England], JP Morgan, Morgan Bank, etc..
This is really no big surprise because these same crooks have always owned enough stock in CBS, NBC and ABC to hide their fraud, and create other diversions to keep people busy thinking about pennies while they are stealing the US consumers into bankruptcy.
Same gangsters that own and operate the world’s largest money laundering schemes through their Pro Forma accounting or “cooking the books” for unsuspecting investors.
Their plan is working and they now have control to prevent the truth from being known, while fully controlling their puppets in the judical systems.
Posted by Randy McIntyre on 07/31 at 05:10 PM

mogel said...

From "Mortgage Fraud" website:

Tuesday, March 15, 2005
Injunction Issues Against Dorean Activities in North Carolina
Order Prohibits Recordation of Further Documents in North Carolina
A Wake County Superior Court Judge issued a preliminary injunction against D. Scott Heineman and Joyce Earl Delancy Lambeth, finding that there was good and sufficient cause to believe they are engaged in unfair and deceptive acts and practices in violation of the North Carolina statute. The injunction prohibits several activities including: advertising mortgage elimination services to North Carolina residents, soliciting or receiving money for mortgage elimination services from North Carolina residents, filing any documents in the public records in any county of North Carolina including . . . document[s] being used in a scheme to have a deed of trust satisified with less than full payment or where defendants purport to sign the documents as attorney-in-fact or agent for any lending institution without identified authorization.
Click here to view a copy of the preliminary injunction.
The preliminary injunction does not extend to Kurt Johnson as he had not been served with the summons and complaint; however, the original temporary restraining order remains in place as to Johnson.

mogel said...

From "Mortgage Fraud" website:

Mortgage Elimination Principals Speak Out
Defending Bogus Program Despite Court Disdain and Criminal Investigation
Scott Heineman and Kurt Johnson of the Dorean Group called a very poorly attended press conference to defend their mortgage elimination program. Despite the fact that neither are lawyers, they claim they are on the ‘cutting edge of legal theory.’
Heineman and Johnson admitted that the FBI raided their offices, taking files and seizing a bank account. This hasn’t stopped them though. The web sites promoting the Dorean Group Service (for example http://ccrsolution.com/) just removed most references to the names Dorean Group, Scott Heineman and Kurt Johnson (Maybe they would rather their prospective clients’ initial research efforts didn’t lead to a copy of Judge Alsup’s Order . . .)
According to the Sacramento Bee Article by Dale Kasler, Johnson admitted that he was convicted of securities fraud in the early 1990’s and sentenced to five years and eight months in prison (he was paroled after serving two years at the California State Prison in Solano.)

mogel said...

Article from "Mortgage Fraud" website:

Monday, January 24, 2005
Federal Judge Levies Sanctions in Mortgage Elimination Scheme
Click Here - Judge Alsup’s Order - Available on Mortgage Fraud Blog
U.S. District Judge William Alsup, Northern District of California Federal District Court, issued a ruling in the ongoing Mortgage Elimination Cases last week.
The cases, which were filed on behalf of various trusts holding title to properties (trustees were Scott Heineman and Kurt Johnson) in the Northern District of California, alleged various predatory lending and RICO causes of action against lenders. The judge dismissed previously dismissed one of the actions without leave to amend and sanctioned the attorney for the trust. The remaining cases were voluntarily dismissed and the lenders sought orders for attorney fees in defending the lawsuits.
According to the ruling, plaintiffs Scott Heineman and Kurt Johnson, through companies known as the Dorean Group and CCR, used the Internet to target homeowners behind on mortgage payments. The order says that, for a $3,000 fee, the pair would offer to “eliminate” the homeowner’s mortgage.
The pair would then execute a complicated series of transactions that actually would leave “the borrower in worse condition than when he or she first looked to the plaintiffs for debt relief,” Alsup said.
Heineman and Johnson‘s counsel, Thomas Spielbauer brought frivolous lawsuits against banks involved in the loans in an attempt to win settlements. The suits claimed the banks could not collect the debts because the loans had been paid for with wire transfers, not cash.
“The court here has seen the scam at work,” Alsup said. “Greater bad faith would be hard to imagine. Plaintiffs and their counsel have employed a smokescreen to burden various lending institutions and impose upon them litigation costs in hopes of extracting settlements.”
Spielbauer and his clients were ordered to pay about $77,000 to attorneys for the defendants.
Judge Alsup referred the matter to the U.S. attorney’s office and the California State Bar without recommendation.

mogel said...

From "Mortgage Fraud" website:

Tuesday, February 21, 2006
Superseding Indictment in Mortgage Elimination Scheme
Dale Scott Heineman, 45, Kurt F. Johnson, 42, the Dorean Group, and four Dorean Group “brokers” were indicted by a California grand jury in a 68-count superseding indictment charging mail fraud, bank fraud, conspiracy to commit mail fraud, wire fraud and bank fraud, and contempt of court. The superseding indictment has added charges of mail fraud, bank fraud, and conspiracy to commit mail fraud, wire fraud and bank fraud against the following four Dorean Group “brokers”:
William Julian, 42, Cayce, South Carolina,
Farrel J. LeCompte, Jr., 35, Kingwood, Texas,
Sara J. Magoon, 29, Hamilton, Montana, and
Charles Dewey Tobias, 58, of Longwood, Florida.
These charges are the result of an investigation by the FBI.
The principals of the Dorean Group are Dale Scott Heineman of Union City, California, and Kurt F. Johnson, of Sunnyvale, California. They, along with the Dorean Group and four of its brokers, are charged with operating a debt elimination scheme whereby fraudulent documents are recorded as part of their clients� titles to allegedly transfer lenders� secured interests in the properties when the corresponding mortgage and home equity loans had not been paid. With this fraudulently-generated free and clear title, some clients, at the direction of the Dorean Group, obtained hundreds of thousands of dollars in home equity loans from independent lenders.
Heineman and Johnson also face contempt of court charges for violating a restraining order and preliminary injunction which prohibited the Dorean Group from engaging in any activities related to its mortgage elimination scheme.
The charges in the superseding indictment relate to 24 properties in California, Colorado, Florida, Idaho, Montana, Nevada, North Carolina, South Carolina, Texas, Utah and Washington with a value of over $6 million. The FBI continues to investigate more than 550 properties throughout 35 states with a potential value of greater than $88 million in loans that may have been affected by this alleged scheme. The FBI is also investigating properties in 19 California counties affected by this alleged scheme.
U.S. Attorney Kevin V. Ryan stated, ”Homeowners should be cautious of offers that sound too good to be true. This alleged scheme violates mortgage agreements between the lender and borrower and taints property titles by recording false documents on the title of a home. Manipulating property titles and interfering with mortgage loans with the intent to defraud is illegal and will result in prosecution.”
Joseph Ford, Special Agent in Charge of the FBI in San Francisco, stated, ”Mr. Heineman and Mr. Johnson are accused of being con artists in a sophisticated telemarketing scheme. They are alleged to have incorporated the internet to further their criminal enterprise, which is nationwide in scope and has significant impact on the housing market in the U.S. Because cyberspace has no borders, the FBI is working with its law enforcement partners from around the world to address these growing crimes.”
According to the indictment, the Dorean Group is an unlicensed and unincorporated entity that has been operating a purported debt elimination program since at least January 2004. The Dorean Group uses brokers to promote its program. On various websites, the Dorean Group and its brokers publically advertise that they have a ”PROVEN, legal and moral way of eliminating your mortgage while adding $32K to your pocket (*based on a $200,000 mortgage).”
According to the superseding indictment, the Dorean Group�s scheme to defraud operated as follows:
(1) Fee: The client pays an up-front fee of approximately $1,000 to $3,000 per loan to be eliminated and promises to make a “free-will offering of 50% of the REDEEMED mortgage.” The redeemed mortgage (dubbed a refinance loan in websites promoting this scheme) refers to a subsequent equity loan obtained from a separate lender based upon the Dorean Group�s fraudulent recordation representing that the initial mortgage loan secured by the property had been fully satisfied.
(2) Transfer of Title: Once the initial fee is paid, the Dorean Group forms a trust with its client, the trustees of which are Heineman and Johnson. The client records a quitclaim deed with the local county recorder�s office, which allegedly transfers the borrower�s title interests to this trust. However, typical mortgage agreements between a borrower and a lender require the lender�s consent before the borrower may transfer his/her title interests. According to the superseding indictment, no lender granted Heineman, Johnson, or the Dorean Group permission to act on behalf of the borrower under the applicable mortgage agreements.
(3) Self-Executing Presentment Packet: The Dorean Group subsequently mails a “self- executing presentment packet” to the lender of its client�s loan. In this packet, the Dorean Group claims to act on behalf of the borrower, demanding proof of the validity of the lender�s loan “to the unilateral satisfaction of the Dorean Group” within 10 days. If this burden is not met, documents in the packet allege that, due to the lender�s “tacit assent” and “default,” Heineman and/or Johnson of the Dorean Group will act as the lender�s agent and attorney-in-fact as to the loan and the secured property. In addition, if the lender elects to attempt to prove the validity of its loan, but fails to do so “to the unilateral satisfaction of the Dorean Group,” the lender, according to the packet, is liable to the Dorean Group for damages twenty times the amount of the loan.
(4) Substitution of Trustee: After 10 days has elapsed, Heineman, Johnson and the Dorean Group prepare a “Substitution of Trustee,” or, depending on jurisdiction, a “Specific Power of Attorney” or “Power of Attorney,” that is recorded as part of the title to its client�s property. This recordation claims that Heineman and/or Johnson is acting as agent and attorney-in-fact on behalf of the lender. According to the indictment, no lender has authorized Heineman, Johnson, or the Dorean Group to act either as its agent or attorney-in-fact.
(5) Full Reconveyance: Under this false representation, Heineman, Johnson and the Dorean Group prepare a “Full Reconveyance” or, depending on jurisdiction, “Discharge of Mortgage” or “Satisfaction of Mortgage,” that is recorded as part of the title to its client�s property. In this document, Heineman and/or Johnson of the Dorean Group � allegedly acting on behalf of the lender � represents that the loan secured by the property has been fully satisfied, when the loan had not been repaid. In this recordation, Heineman and/or Johnson purportedly transfers the lender�s secured interests in the client�s property to the client�s trust established by the Dorean Group, causing the property title to falsely appear unencumbered.
(6) Subsequent Home Equity Loan: With what appears to be free and clear title, and pursuant to its standard client service agreement, the Dorean Group directs its clients to seek a subsequent “refinance loan,"or home equity loan, from a separate lender with the apparently-unencumbered property serving as the security for the loan. When the loan disbursement is obtained, the Dorean Group receives 50% of its proceeds, the Dorean Group broker (who solicited the client) receives 10-25% of the funds, and the client keeps the remaining 25-40% of the loan. The refinance loan is subject to the Dorean Group�s debt elimination program and is not repaid.
Heineman and Johnson are also each charged in the superseding indictment with contempt of court. On July 6, 2005, the Civil Division of the United States Attorney�s Office filed a complaint for injunctive relief, and a motion for a temporary restraining order directing that Heineman and Johnson, doing business as the Dorean Group, to cease engaging in their mortgage elimination scheme. On July 6, 2005, Judge William H. Alsup granted the government�s motion for a temporary restraining order. On August 1, 2005, Judge Alsup converted the temporary restraining order to a preliminary injunction, prohibiting the Dorean Group from engaging in any activities related to its mortgage elimination scheme, pending final judgment in the civil action. According to the superseding indictment, after they were served with the temporary restraining order and the preliminary injunction, respectively, Heineman and Johnson executed an “appointment of successor trustee” to allegedly transfer their interests as trustees of the Dorean Group�s clients� trusts to a Dorean Group employee.
Heineman and Johnson were previously arraigned on the initial indictment before Judge Wayne D. Brazil in Oakland on February 13, 2006. Heineman and Johnson appeared before Magistrate Judge Brazil for arraignment on the superseding indictment on February 17, 2006, at 10:00 a.m. They are also set to make an initial appearance before Judge D. Lowell Jensen in Oakland on February 17, 2006, at 11:00 a.m. No bail arrest warrants were issued for Julian, LeCompte, Magoon, and Tobias.
The maximum statutory penalty for each count of mail fraud in violation of 18 U.S.C. � 1341 and affecting a financial institution is 30 years imprisonment and a fine of $1,000,000, plus restitution. The maximum statutory penalty for each count of bank fraud in violation of 18 U.S.C. � 1344 is 30 years imprisonment and a fine of $1,000,000, plus restitution. The maximum statutory penalty for each count of conspiracy to commit mail fraud, wire fraud and bank fraud in violation of 18 U.S.C. � 1349 is 30 years imprisonment and a fine of $1,000,000, plus restitution. However, any sentence following conviction would be imposed by the court after consideration of the U.S. Sentencing Guidelines and the federal statute governing the imposition of a sentence, 18 U.S.C. � 3553.
An indictment contains only allegations against an individual and, as with all defendants, Heineman, Johnson, Julian, LeCompte, Magoon, Tobias, and the Dorean Group must be presumed innocent unless and until proven guilty.

Posted by Rachel Dollar on 02/21/06 at 10:28 AM
Mortgage Fraud •
I represent a lady who put title to her house into the names of Heineman and Johnson, as trustees of her trust. She wants to get title back into her name. Has anyone been successful in reversing title, particularly in light of the federal district court restraining order against Heineman et al. from transferring title? If so, how did you do it? Any help you can give would be appreciated. Michael Hanks
Posted by Michael L. Hanks on 03/13 at 10:24 AM

mogel said...

From "Mortgage Fraud" website:

Friday, September 23, 2005
Mortgage Elimination Principals Face Life Sentence under Federal Indictment
�Homeowners should be cautious of offers that sound too good to be true. This alleged scheme violates mortgage agreements between the lender and borrower and taints property titles by recording false documents on the title of a home. Manipulating property titles and interfering with mortgage loans with the intent to defraud is illegal and will result in prosecution.�
-U.S. Attorney Kevin V. Ryan
A forty-six count federal grand jury criminal indictment was filed yesterday afternoon against Dale Scott Heineman, 45, Kurt F. Johnson, 42, The Dorean Group, The Oxford Trust, Baylor Trust and Universal Trust Services. Heineman and Johnson are well known in the lending community as the principals behind The Dorean Group Mortgage Elimination Scheme. The defendants are charged with operating a debt elimination scheme whereby fraudulent documents are recorded as part of the title of their clients� properties, causing home mortgage and equity loans to falsely appear satisfied when they actually had not been paid. With this fraudulently-generated free and clear title, certain clients, at the direction of the Dorean Group, obtained hundreds of thousands of dollars in home equity loans from independent lenders.
Heineman and Johnson were previously arrested on state charges filed in Salt Lake City, Utah. They are currently being held in custody in Salt Lake County Metro Jail in Salt Lake City, Utah. No bail arrest warrants were issued as to both Heineman and Johnson as a result of this indictment and will be lodged with the Salt Lake County Metro Jail. An initial appearance on this indictment is not yet scheduled, as the Third District Court of the State of Utah, which has primary custody over Heineman and Johnson as a result of the pending state charges, must first determine when they can be made available for that purpose.
The indictment charges each of the defendants with one count of conspiracy to commit mail fraud, wire fraud and bank fraud, twenty-six counts of mail fraud and nineteen counts of bank fraud. Each of the conspiracy and mail fraud counts carry a maximum penalty of twenty years in prison and a $1,000,000 fine (30 years if the charges affect a financial institution). Each of the bank fraud counts carries a maximum penalty of 30 years in prison and a $1,000,000 fine.
The charges in the indictment relate to 17 properties in California, Nevada, Texas, North Carolina, Florida, Colorado, Washington, Idaho, and South Carolina with a value of over $5 million. The FBI is continuing to investigate more than 480 properties throughout 35 states with a potential value of $88 million in loans that may have been affected by this alleged scheme. The FBI is investigating properties in 19 California counties affected by this alleged scheme.
Joseph Ford, Special Agent in Charge of the FBI in San Francisco, stated, �Mr. Heineman and Mr. Johnson are accused of being con artists in a sophisticated telemarketing scheme. They are alleged to have incorporated the internet to further their criminal enterprise which is nationwide in scope and has significant impact on the housing market in the U.S. Because cyber space has no borders, the FBI is working with its law enforcement partners from around the world to address these growing crime problems.�
According to the indictment, Heineman and Johnson were founders and principals of The Dorean Group, an unincorporated, fictitious,unlicensed entity that operated a purported debt elimination program. The other defendant trusts were also unlicensed to conduct business in California. According to the indictment, Heineman, Johnson and the Dorean Group caused to be advertised on Internet websites that it had �a PROVEN, legal and moral way of eliminating your mortgage while adding $32K to your pocket (*based on a $200,000 mortgage).� The defendants would charge a fee to each client of the debt elimination program consisting of an upfront fee of $1000 to $3000 for each loan eliminated and a �free-will� offering of 50% of the Redeemed mortgage� (50% of the proceeds of a subsequent or refinance loan obtained from a separate lender after elimination of the subject mortgage.) Brokers of the Dorean Group solicit borrowers to become members and are authorized to charge an additional fee to their clients.
The Dorean Group would establish trusts with Heineman and Johnson as trustees and the Dorean Group�s clients as beneficiaries. Quitclaim deeds would be filed in the offices of the county recorder in the county in which the property was located whereby the clients purported to transfer their interests in the mortgaged property to the corresponding trust.
The defendants would then send a �self-executing presentment packet� to the lender on the client�s loan. In the packet, they claimed to be authorized to act on behalf of the borrower and demanded that the lender prove the validity of its loan within 10 days �to the unilateral satisfaction of the Dorean Group.� If the lender fails to prove the validity of its loan within the given time period, the packet alleges that the Dorean Group by the lenders �tacit assent� and �default� will act as the lender�s agent and attorney-in-fact to correct title on the property securing the lender�s loan.
Once 10 days had elapsed from submission of the presentment packet, defendants would record a Substitution of Trustee, Power of Attorney (depending on jurisdiction) and Full Reconveyance (depending on jurisdiction, Discharge of Mortgage or Satisfaction of Mortgage). These documents would be signed, typically by Heineman, purportedly acting as agent and/or attorney-in-fact on behalf of the lender.
With title appearing free and clear, the borrower was then to obtain a refinance loan. According to the indictment, Heineman, Johnson and the Dorean Group were able to obtain a refinance loan in approximately five instances. According to the Dorean Group contract, the Dorean Group would receive 50% of the refinance loan proceeds, the client/borrower would receive approximately 25-40% and the remainder would be distributed to the Dorean Group broker. Program documents provided that the refinance loan would then be �eliminated� by the same method.
On July 6, 2005, the Civil Division of the United States Attorney�s Office filed a complaint for injunctive relief pursuant to 18 U.S.C. � 1345, and a motion for a temporary restraining order directing that Heineman and Johnson, doing business as the Dorean Group, stop marketing and operating their mortgage elimination scheme. On July 6, 2005, Judge William H. Alsup granted the government�s motion for a temporary restraining order. On August 1, 2005, Judge Alsup converted the temporary restraining order to a preliminary injunction, restraining the Dorean Group from engaging in any activities related to its mortgage elimination scheme, pending final judgment in the civil action.
Click here to view the indictment.

mogel said...

Another article from "Mortgage Fraud" website:

Thursday, July 07, 2005
JUDGE ALSUP SHUTS DOREAN DOWN
TRO Issued Pending Order to Show Cause on Permanent Injunction
On July 5, 2005, the United States of America filed a civil action against Dale Scott Heineman and Kurt F. Johnson d/b/a The Dorean Group, The Oxford Trust and Universal Trust seeking an injunction against the continued operation of the Dorean Group mortgage elimination scheme. According to FBI statements in court papers, $2.8 million was deposted into one Dorean bank account over the course of a year and at least $230,000 was wired from that account to a bank account in Riga, Latvia.
On July 6, 2005, Judge William Alsup accepted the case, finding that it was related to the cases filed in the Northern District of California by Heineman and Johnson late last year which resulted in his prior order dismissing those cases and ordering sanctions.
On July 6, 2005, Judge William Alsup signed a Temporary Restraining Order prohibiting the defendants from further violating 18 U.S.C. � 1341 (Mail Fraud), 18 U.S.C. � 1343 (Wire Fraud), and 18 U.S.C. � 1344 (Bank Fraud) through their �mortgage elimination� program, and from alienating or disposing of property obtained as a result of said violations.
In particular, the TRO prohibits the defendants, their officers, agents, brokers, attorneys and employees from:


(A) Engaging in any activities related to their mortgage elimination scheme, including:
(1) Advertising their debt elimination services via the Internet, telephone, or any other wire communication, or by mail (whether by commercial carrier or United States Postal Service carrier), to any individual and/or any entity;
(2) Soliciting or receiving fees from any individual or entity;
(3) Creating any trusts, or entering any trust agreements;
(4) Delivering, sending, mailing, or wiring �presentment packets� to lenders, or any documents that purport to appoint themselves as the lender�s agent or attorney-in-fact, or that demand that the lender acquiesce in the scheme;
(5) Filing or recording any documents with any county clerk, or county recorder�s office, or registers of deeds;
(6) Receiving proceeds from refinanced loans and/or sale of properties to which defendants have applied their mortgage elimination program;
(7) Offering, providing, and/or sharing of advice, including but not limited to seminars, tutorials, and conferences, relating in any way to the Dorean Group�s practices.
(B) Withdrawing, transferring, removing, dissipating, and disposing of property obtained as a result of its fraudulent conduct, and freezing defendants� assets that they obtained as a result of the fraud, including funds in the following back accounts:
Account No. 03916839
Account Name: Lasting Legacy Trust
Fremont Bank
32000 Alvarado Boulevard
Union City, California 94587
Account No. 03916847
Account Name: Cancer-Free Trust
Fremont Bank
32000 Alvarado Boulevard
Union City, California 94587
While the prior order obtained by the North Carolina Attorney General only prohibited conduct within North Carolina, the Temporary Restraining Order issued by Judge Alsup prohibits the conduct nationwide.
An Order to Show Cause hearing has been scheduled for August 1, 2005 at 1:00 p.m. At that hearing, the defendants will have an opportunity to present evidence as to why a preliminary injunction should not issue pending trial of the government’s case.

Posted by Rachel Dollar on 07/07/05 at 06:15 PM
Mortgage Fraud •
I was just wondering how your website keeps continuing to delete any posts that is controversial against your frivolous posts which adamantly oppose the legal and lawful substance of proof which is enudated in every mortgage contract that is being forced upon the unsuspecting general public everyday.
Since your website is created and operated by lawyers, then surely when you review a standard mortgage contract, you would have to see the fraudulent contents that the banks have so brilliantly woven into the gibberish formats??
Another question which concerns me very much is; how could this judge Alsup make the above ruling with clearly denies the Dorena people their ongoing constitution rights?? I thought the way our judicial system worked in the US, the US Supreme court has to be the ones to rule on constitution laws and lawful substance of such???
One other issue which has never been addressed in any of the Dorean gibberish that the Feds, the attorney sites which the banks are paying them to operate in an effort to scare and intimidate people asking lawful questions, the other puppet sites such as local area franchise owners of the Better Business bureaus in a couple of states is; what happened to these bonds that the Dorean Group issued to all of these banks [especially the banks which signed a release of obligation of mortgages] and where are they now???
These bonds were legal bonds and most over the past 2 or 3 years were readilly accepted by the so-called banks which said they were legal holders of these notes and to my knowledge none of these bonds were ever returned to doerean.
Once Dorean has enough public support to force these puppet judges to issue discovery orders to find these bonds, I am sure they will find that these banks that accepted the bonds have endorsed them and have since been illegally claiming them as assets, much like they do every promissory note that the unsuspecting general public does everyday.
Do not worry about deleting this post from your website, because as soon as we post this message we will make a copy and replace everyday if necessary.
It would be good [since your site is promoted by attorneys] that you would at least try to play the game in an amenable way.
Posted by randy simmons on 07/29 at 07:13 PM
Apparently you (Randy Simmons) believe in all this crap. If the Dorean group is doing legal stuff why is everything done in secrect. What the dorean group is claming, is that the U.S. ecomony is flawed. even if it is, the government will not allow these two idiots to ruin the U.S. economy.
I wanted to believe in this DOREAN system. but the more i read about the more absurd it looks. Why would the banks eliminate the mortgage when they loaned us the money, and know that they will make over 300% profit for each loan.
If the Dorean group belived that the federal reserve was not right in using Federal Reserve notes (dollars bills) because it not real money, then why are they charging people money (dollar bills) to eliminate their mortgage. Apparently they believed that the money is good or they would not ask for money.
see ya laterz
Posted by luis on 08/03 at 12:10 PM
i have had a problem with the deeds of my proporties, i have the feeling that my proporties have been subsuquent to fraud, i need some one to help me in this matter. i live in the new mexico area, plz send me an e-mail as soon as possible . thank you
Posted by antwon jones on 05/17 at 07:40 AM

son of a prophet said...

not good said...




Spectacular rise of US home foreclosures: 10 million Americans out on the street

In 2006, US foreclosures increased by 42% , directly affecting an average of 1 US household out of 92. In states such as Colorado, California, Ohio, or Texas, 1 household on 35 or 40 falls victim of foreclosure. In October through December 2006 in Ohio, 3.3% of homes and apartments were filed in foreclosure . The pace of foreclosures accelerates as the number of insolvent US households increases (cf. GEAB N°10 on the issue of insolvency): in 2006, over 1.2 million foreclosures affected 4 to 5 million US citizens (counting between 3 and 4 persons per household).




Level of foreclosures in the US in December 2006


According to LEAP/E2020, the year 2007 will register at least a doubling in the number of foreclosures (3) due to the surge of record high numbers of mortgage loan refinancing on the market (close to 2,000 billion USD). 2 to 3 million homes will probably be filed in foreclosure and about 10 million US citizens thrown out of their homes in the course of this year. All those who doubt whether the US actually entered a “very great depression” should pay a visit to field reality and observe the devastating effect of the housing and financial crisis for millions of Americans (4). Scores of blogs appeared on the web trying to review the on-going housing disaster and the stream of human tragedies (5). Taking into account that a US citizen has three months between initial default on interest repayment and actual foreclosure, LEAP/E2020 estimates that it is indeed in April that the second wave of foreclosures will hit the US market.

son of a prophet said...

(5). "Taking into account that a US citizen has three months between initial default on interest repayment and actual foreclosure, LEAP/E2020 estimates that it is indeed in April that the second wave of foreclosures will hit the US market.

son of a prophet said...

In states such as Colorado, California, Ohio, or Texas, 1 household on 35 or 40 falls victim of foreclosure.



all yo people better read the above and hope that the dg wins and soon, becasue soon YOU will be the 1 in 35.

those arent high odds.

mogel said...

Here is the comical part of Judge Alsup's order:

7) Offering, providing, and/or sharing of advice, including but not limited to seminars, tutorials, and conferences, relating in ANY WAY to the Dorean Group's practices.

So now, you can be put in "contempt of court" for offering or even providing advice. How sad is that? Getting educated now is a crime. Asking questions could be considered a crime. Helping someone is now a crime. Asking for help is now a crime. Before you open your mouth or write with your pen, or punch at your computer, ask for help, provide any help, talk on this taboo subject, beware, "big brother" is watching.

Goes to show Judge Alsup would sign anything put in front of him.

So much for the 1st amendment to the constitution. Obviously Judge Alsup doesn't believe in the Constitution or Bill of Rights.

Course anything signed by a Judge that is unconsciencable or unconstitutional is void by rule of law. Maybe Judge Alsup thinks he is a law until himself?

Let's see the court try to enforce paragraph 7.

I can see it now:

"So sir, why are you in jail?

"Oh I'm in jail for opening my mouth on a subject that shook up the Court & Financial System so much that it is EVEN NOW forbidden by the Courts, and strengthened by a national injunction and restraining order to even discuss. The court interpreted my opinions or thoughts on this VERY SECRET SUBJECT as giving advice, arrested me and took me to jail, & filed "contempt of court" charges too.

Laughter in the background by the inmates.

"You can't be serious". "That's the most absurd thing I've ever heard."

"Oh I'd tell you why I think it's so absurd except, I'm afraid I'll get another charge added on to my existing charge if I comment further on this very subject."

However, if you really want to know, you can read my best seller, on the New York Times best selling list for the month entitled: "Questions on the Dorean process, all you wanted to know, but we're afraid to ask, because the government said so." LOL

son of a prophet said...

listening to coast-to-coast am with goeroge noory late last night

he had alex jones of infowars.com on the show.

last night jones said that today infowars.com was going to be breking a BIG SOTRY about how in UTAH jail that terry nichols of OK city bobming fame is going to "rat out" that an FBI agent was directing the bombing at OK city that day.

noory then asked jones if noory and jones could go to utah jail to interview nichlos.

jones stated that nichols would have no reason to lie, seeing as now nichols life may be in danger for revealing this info.

supposedly this info comes from a attorney who is trying to find out what happend to his brother who was tortured in a OK city federal holding facilty-(same as where kurt stayed at) jail for mistankenly looking like one of the ok city bobmers. (kenny trentadue)


i havent checked the infowars.com yet today, but supposedly gruesome pix of what the feds did to trentadue are there.

trentadues brother in utah jesse trentadue, a lawyer filed freedom of info act to request the sealed dox.

son of a prophet said...

Nichols: McVeigh Had High-Level FBI Help

Pamela Manson
Salt Lake Tribune

Wednesday, February 21, 2007

Oklahoma City bombing conspirator Terry Nichols says a high-ranking FBI official "apparently" was directing Timothy McVeigh in the plot to blow up a government building and might have changed the original target of the attack, according to a new affidavit filed in U.S. District Court in Utah.

The official and other conspirators are being protected by the federal government "in a cover-up to escape its responsibility for the loss of life in Oklahoma," Nichols claims in a Feb. 9 affidavit.

Documents that supposedly help back up his allegations have been sealed to protect information in them, such as Social Security numbers and dates of birth.

The U.S. Attorney's Office in Utah had no comment on the allegations. The FBI and Justice Department in Washington, D.C., also declined comment.

Nichols does not say what motive the government would have to be involved in the bombing.

The affidavit was filed in a lawsuit brought by Salt Lake City attorney Jesse Trentadue, who believes his brother's death in a federal prison was linked to the Oklahoma City bombing.

The suit, which seeks documents from the FBI under the federal Freedom of Information Act, alleges that authorities mistook Kenneth Trentadue for a bombing conspirator and that guards killed him in an interrogation that got out of hand.

Trentadue's death a few months after the April 19, 1995, bombing was ruled a suicide after several investigations. The government has adamantly denied any wrongdoing in the death.

In his affidavit, Nichols says he wants to bring closure to the survivors and families of the attack on the Alfred B. Murrah Federal Building, which took 168 lives. He alleges he wrote then-Attorney General John Ashcroft in 2004, offering to help identify all parties who played a role in the bombing but never got a reply.

Nichols is serving a life sentence at the U.S. Penitentiary Administrative Maximum Facility in Florence, Colo. McVeigh, who carried out the bombing, was executed in 2001.
McVeigh and Nichols were the only defendants indicted in the bombing. However, Nichols alleges others were involved.

McVeigh told him he was recruited for undercover missions while serving in the military, according to Nichols. He says he learned sometime in 1995 that there had been a change in bombing target and that McVeigh was upset by that.

"There, in what I believe was an accidental slip of the tongue, McVeigh revealed the identity of a high-ranking FBI official who was apparently directing McVeigh in the bomb plot," Nichols says in the affidavit.

Nichols also says that McVeigh threatened him and his family to force him to rob Roger Moore, an Arkansas gun dealer, of weapons and explosives. He later learned the robbery was staged so Moore, who was in on the phony heist, could deny any knowledge of the bombing plot if the stolen items were traced back to him, Nichols claims.

He adds that Moore allegedly told his attorney that he would not be prosecuted in connection with the bombing because he was a "protected witness."
Moore could not be reached for comment Tuesday.

In addition, Nichols says McVeigh must have had help building the bomb. The device he and McVeigh built the day before the bombing did not resemble the one that ultimately was used, Nichols says, and "displayed a level of expertise and sophistication" that neither man had.