Monday, August 15, 2005

“The Jesters Court”

I went to court on the identity hearing. I am amazed at how pathetic our judicial system has become. Attorneys argued about the reality of the records used for evidence but not a bit about the accuracy of their contents. These guys have become criminal in their every action. We truly have returned to a pharisaical plutocratic oligarchy. I even apologized for any confusion in the commercial registry to no avail. Again the FBI was present. Maybe they are working for the state of Utah now. If government is collaborating together to commit evil we are scaring them. Keep to the truth, disciple others and they will fail in their attempt to destroy us. I shall be returning to court in 3 weeks for extradition, which should be near the completion of my fast. Things may appear bleak to many of you but you are closer to victory than you can imagine. Be prudent and take good care of yourselves until I can deliver upon our promise. I am captive but not idle. The web page is getting close. You are going to enjoy it. To be continued

80 comments:

tcob247 said...

maybe Salvo can help you out.
He's pretty intelligent

Solvo said...

Nah, you're just that stupid, spit-ting!

tcob247 said...

sucko,
you da man
too bad you don't have anything of substance
I asked a serious question and all you do is hurl insults
You sure you aren't farrel, the master of customer service?

Solvo said...

You're such a hypocrite. Who started with the insults once your very first question was asked?

Here's a reminder:

"Why don't you answer that for me Saliva???"

Solvo said...

Here's a run down of all of your insults, and this leads to the big issue below:

1. “Why don't you answer that for me Saliva???”
2. “you are truely a big time asshole salvomite”
3. “sucko”

Now, this quote makes me question your mental stability…

“I asked a serious question and all you do is hurl insults”

Something is DEEPLY wrong with you, spit-girl. Seek help IMMEDIATELY!

tcob247 said...

well....why DONT you answer it asshole?

tcob247 said...

sorry to hurt your feelings honey

Let ask you this big boy

Is your house is this process?

I bet not

Is it?

truthtooth said...

Looks like Kurt has them right where he wants them. If Kurt keeps hitting them in the hand with his nose then they should surrender soon.

Solvo said...

Spit,

You have been proven to be psycho, so I choose not to engage in any more exchanges with you.

But, before I go. For the record, yes I have a house in the process and yes, I will see it through.

Elmer Fudd said...

Solvo said...
EF,

That's almost as funny as you choosing a user id that's named after a cartoon character that gets "the shaft" in every "Bugs Bunny" episode.

No i'll tell you what's funnier. Is how you don't answer the man's direct question! All you do is shuck and jive and a nice one it tis i might say. And from cartoon character to reality, i smart enough to know not to get hoodwinked into this bullshit scam from TDG and have to listen to you duck all these questions being asked. You should run for office you'd fit right in!

Solvo said...

EF says:

"i smart enough to know not to get hoodwinked into this bullshit scam from TDG and have to listen to you duck all these questions being asked."

(Nice start btw) Well, there isn't anyone here pitching a sell for you to interrupt and save some poor sap, so get fucking lost if you are so damn smart, or better yet why are you here?

Elmer Fudd said...

Solvo said...
EF says:

"i smart enough to know not to get hoodwinked into this bullshit scam from TDG and have to listen to you duck all these questions being asked."

(Nice start btw) Well, there isn't anyone here pitching a sell for you to interrupt and save some poor sap, so get fucking lost if you are so damn smart, or better yet why are you here?

To warn people from being taken advantage of from slick con men like you and TDG!! Why don't you go out and earn your money the right way jerkoff instead of ripping poor innocent people that are in a financial bind as it is!! That's why i'm here douche bag!!!

Solvo said...

EF,

You and spit(tcob) sure do use the same language...... hmmm, now your psycho behavior is really in question, einstein.

You've really proven yourself to be a complete idiot.

Have you ever heard that cliche' the more you talk the more you build a case against yourself? Well moron, with all that spouting off at the mouth you've been doing, you've been found GUILTY of being an idiot!

tcob247 said...

SULVA said......."so get fucking lost if you are so damn smart"

Then he said..."You and spit(tcob) sure do use the same language...... "

Then this...."Have you ever heard that cliche' the more you talk the more you build a case against yourself? "

Well now saliva breath...lololol....you went and proved your point, against yourself.

Talk about stupidity.
No wonder you don't want to engage anymore.
HA

Solvo said...

Which persona are you now?

Elmer Fudd said...

Hey Tcob it must be farrel. Sounds like the dummy.

Solvo said...

spit,

Do you think you made a point, because you post makes no sense, but that's typical of someone with multiple personality disorder?

Solvo said...

EF/Cob,

Someone tried that comparison previously, and unfortunately, it was proven wrong.

However, you two are a dead giveaway. But now you've really shown to have some type of psycho problem. You are now carrying a conversation with yourself, so good luck with that. At least you know who'll win in a debate with the two of you.

Solvo said...

EF/Spit BET:

"Is your house is this process?

I bet not"

..And now you are accusing me of being fle and we all know he has two properties in the process....

Lookout, we've go superb detectives on the loose....

tcob247 said...

solmaggot...you said.."Do you think you made a point, because you post makes no sense"

Re-read it again asshole.
What an idiot.

Basically what you are saying is that you don't understand what you said.

How can one person be so stupid.

Good thing you don't have multiple personalities...you'd be twice as stupid

tcob247 said...

by the way....I thought you said you werent going to engage anymore.

You just look more stupid ny the minute

Quit while you are ahead why don't you.

You still making payments on your free and clear mortgage?

Solvo said...

I engaged with your "other" personality, not "spit", but you seem to be answering under both personalities, so that's not my problem. See a therapist for a cure, psycho.

Elmer Fudd said...

Solvo said...
EF/Spit BET:

"Is your house is this process?

I bet not"

..And now you are accusing me of being fle and we all know he has two properties in the process....

Lookout, we've go superb detectives on the loose....

Why would i have a house in the process you Numskull when i just accused you and TDG of being crooks. Tell ya no wonder why you have a house in the process!! Can i call you jethro?

~~The Swami~~~ said...

S olvo
W as
A nother
M ortgage_Fraud
I dentity


Gotcha Sucker!

However, this is not the "hiroshima" I'm talking about! Still a BIG gag coming!!!!!!!!!! Stay tuned....

Starfish Prime said...

IN EVERY CASE YOU ARE IN, DEMAND AND I REPEAT DEMAND PRESENTATION OF THE ORIGINAL NOTE YOU SIGNED IN INK THAT HAS YOUR FINGERTIPS ON IT. NO COPIES OR CERTIFIED COPIES ARE ACCEPTABLE AND YOU ONLY NEED TO INSPECT AND COPY AT THE OFFICE OF THE ATTY. OR AT THE DOCUMENT CUSTODIAN'S LOCATION THE NOTE BY YOU OR YOUR AGENT OR ATTY!!!!.

THIS SHOULD TAKE NO LESS THAT 2 DAYS TO DO VIA FEDEX AND OFFER TO PAY FOR THE FEDEX CHARGE FROM THE CUSTODIAN TO THE LOCATION OF YOUR SUIT OR FORECLOSURE. I CAN PROVIDE YOU WITH EVIDENCE, TAPES AND PROCEDURE MANUALS ON HOW THESE NOTES ARE SAFEGUARDED AND STORED.

IF THEY REFUSE TO PRODUCE THE ORIGINAL NOTE, THEN YOU HAVE A BIG BIG RED FLAG AND THAT MUST BE THE VERY FIRST OBJECT OF YOUR LAWYER'S ATTACK!!!!

READ ON.....

STOPPING FORECLOSURE

To recover on a promissory note, the plaintiff must prove: (1) the existence of the note in question; (2) that the party sued signed the note; (3) that the plaintiff is the owner or holder of the note in due course; and (4) that a certain balance is due and owing on the note.


(1) the existence of the note in question

1) If the "ORIGINAL" note you signed in ink that contains your signature is claimed to be lost, stolen, missing and/or destroyed, then you need to notify me and also put on affirmative defenses that:

a) the "named" Plaintiff is not the 'holder in due course" of the note and only an agent or nominee for the true beneficial owners and holders in due course;

b) there may be fraud upon the court in that the named Plaintiff may not have ANY interest to the note and that the supposedly lost note is not lost, but may have been intentionally destroyed due to missing assignments on the note which may have made it void and a legal nullity, thus they have expoliated key and vital evidence;

c) there is no proof that the named Plaintiff ever held the note or took possession of the note and thus has no claim or right to bringing about the foreclosure;

d) there is no proof, without the note, that a proper chain of assignments took place and that the lien positions were properly perfected;

e) other unnamed and disclosed real parties in interest may have a claim to the note and be the rightful beneficial owners to the note and must be identified and brought before the court;

f) there may be several unnamed and disclosed real parties in interest may have a claim to the note and be the rightful beneficial owners of the note;


(2) that the party sued signed the note


2) If the "ORIGINAL" note you signed in ink that contains your signature is claimed to be lost, stolen, missing and/or destroyed, then you need to notify me and also put on affirmative defenses that:


a) the note in question is not the note you signed and executed in ink and only the one you signed in ink that presumably contains your fingerprints can be relied upon by your handwriting analysis expert;

b) in an electronic age, it is a simple matter to place someone's signature or image upon a document and that it is very difficult to imagine such a valuable negotiable instrument being lost or missing without a nefarious motive.


(3) that the plaintiff is the owner or holder of the note in due course;

3) If the "ORIGINAL" note you signed in ink that contains your signature is claimed to be lost, stolen, missing and/or destroyed, then you need to notify me and also put on affirmative defenses that:

a) the mortgage industry, investors, and GSE's such as Fannie Mae, Freddie Mac, and FHLBs etc. have a requirement that the last endorsement to them be undated and "BLANK" leaving the payee line blank and making the negotiable instrument a sort of "bearer bond" and instrument. As such, ANY party finding or stealing the note can place their name on the payee line, claim ownership of the note, and sell the note to others who may make a demand upon you in the future. As such, you require money to be deposited in an escrow account or with the court in an amount equal to the amount claimed owed on the note, until such missing note is found or upon your death. Notes have a life of their own...

b) if the note was destroyed or lost intentionally [the industry maintains this practice] then they may be trying to hide the beneficial owners and shield them from any assignee liability arising from the actions of the servicer who they hire, supervise and most importantly AUTHORIZE to foreclose upon you. Without the note, since subsequent endorsements are not recorded to avoid payment of taxes and t hide true and real beneficial interests, there is NO POSSIBLE WAY to determine who ever held a rightful interest in the note and who you may have claims or counter claims against and who should be presently before the court as a real party in interest.

c) furthermore, if there are missing assignments of the original note and the assignment went from Lender A to Lender B to Lender D without an intervening assignment from Lender B to Lender C and From Lender C to Lender D, then the note may be void and a legal nullity in your state.

d) It is industry practice to not name the GSE, investor, or real party in interest in foreclosure and to use as a front for the Plaintiff:

i) The very original lender who may or may not even be in business any more or sold their interest in the note long ago, only to have a claim made upon them for repurchase;

ii) A Servicer of even "special servicer" who is acting as an agent for the investors, GSE's or real party in interest, but has no beneficial ownership in the note since they are only being paid to collect and foreclosure by the real parties in interest

iii) A "nominee" such as MERS who has no legal authority to foreclose upon you and do business in your state and who according to their own written documents and verbal assurances NEVER HOLD THE NOTE OR OWN "ANY" BENEFICIAL INTEREST IN THE NOTE!!!!!

e) Notes are pledged, sold, bifurcated, and traded in various derivative transactions like bubblegum baseball cards and their transfers, sales, pledges etc. are not publicly recorded. As such, only POSSESSION OF THE ACTUAL ORIGINAL NOTE can prove the actual owner and holder in due course of the note and who you can MAKE AN OFFER OF PAYMENT TO for purchase of the note by yourself, another family member or partner. You have a right to know the rightful owner of the note so an offer for payment of the note at a discount and at fair market value can be made. If the note has been pledged and encumbered, then that party must be made aware of the foreclosure and your right to negotiate with them a payment and release of the note by you, other lien holders or private parties;

f) Notes are traded often and you need to inspect the physical note to see who the real prior parties were that held and endorsed your note since you may have counter and cross claims against them and need to bring them before the court for the action, since they may have improperly inflated your principal balance, amount owed or escrow account by not applying your payments correctly; adding fees not legally owed by you to the principal balance; miscalculating the interest and not properly amortizing your loan; fraudulent selling your loan or misreporting you on your credit report.

g) Federal Circuit Courts have ruled that the only way to prove the perfection of any security [including promissory note] is by actual possession of the security. Current or PRIOR possession must be proved up.


(4) that a certain balance is due and owing on the note.


4) You must have the MASTER TRANSACTION HISTORIES & GENERAL LEDGERS for the account since a "dump," "summary," or REDACTED RECORD cannot be relied upon to determine the rightful amounts owed by having a complete audit of your account. In order to conduct a proper audit, master records and ALL PRIOR records must be compiled, reviewed, analyzed, and reconciled. IN is NOT YOU RESPONSIBILITY TO PROVE EACH PAYMENT WAS MADE. IT IS YOUR RESPONSIBILITY TO SAY A PAYMENT WAS MADE AND PROVIDE EVIDENCE, INCLUDING YOUR WORD THAT IT WAS MADE. It is the note holder's duty and responsibility to validate the claims being made on the note and the amount owed. If they have the master records or claim that the records of prior servicers are missing, then there is no rightful way for anyone to PROVE UP THE BALANCES AND AMOUNTS THEY CLAIM ARE OWED!!!! Furthermore, you must claim:

a) That the principal balance claimed owed, is not owed, and is the wrong amount.

b) That the loan has not been properly credited and amortized;

c) That the current servicer cannot be relied upon to testify and certify that prior amounts, transactions, credits, debits, charges and fees added by prior servicers were indeed proper and correct and that the account they were transferred was properly amortized and credited. As such, the person holding the ledgers at the prior servicer must come and testify as to the amounts owed on the note.

d) Dumps and summaries of amounts owed cannot be relied upon and only original ledgers and master records and the KEEPER of those records cant testify as to the amounts claimed owed and due.

e) There are many cases and evidence [provided upon request] that clearly demonstrate that servicers and banks miscalculated the rightful amounts owed and due. Evidence includes the Plaintiff's own due diligence reports that need to be provided to demonstrate what the average error rate and amount of average error was when doing quality controls, audits and due diligence on loan pools. Further, the Spitzer mortgage case shows a man that was foreclosed upon after paying off his mortgage 10 years earlier and the lenders kept sending him demands for money not owed. Further cases show that amounts from $2500 to over $100,000 have been wrongly claimed to be owed and due.

Starfish Prime said...

Re: Stop Foreclosure
Posted by Ken DeLashmutt on 8/10/04

Stop the bank dead in their tracks!

Stopping mortgage foreclosures is our business!
if you are behind in mortgage payments we can help
you save your home from foreclosure.

Here's how to stop foreclosure!

You will continue living in your house while we find truth in
lending act (T.I.L.A.) violations in your mortgage contract. If
time is tight, don't delay, this may be the solution for you to
stop foreclosure and keep your home.

Regardless of your credit....regardless of your situation.....

You send us your mortgage contract and we find as many as
20 or 25 truth in lending violations in that contract, and then
we prepare a dispute letter of T.I.L.A. violations for the bank
to answer.

I have news for you!!

The bank will want to settle with you out of court because
they know that every mortgage contract they make
is loaded with T.I.L.A. Violations worth about $50,000 in fines!
If they get convicted they can lose their Federal Reserve
Charter.

You can even collect these fines
and discharge the mortgage
and re-finance your home with another mortgage
and keep 70% of the appraised value
and the bank is happy to do it!

Contact your local stop foreclosure specialist today!
keep your home… and discharge your mortgage!!

Call: Ken DeLashmutt Phone: 401-349-4717 EST
email: educationcenter2000@cox.net

down but not out said...

corncob247 and saliva,

Why don't you guys just kiss and make up?
Or better yet start your own "we love to hate each other" blog.

Solvo. Go fight another battle. Because of the TRO Dorean can not take anymore clients, so you don't have to "save" anyone from the big bad Kurt and Scott. If it is indeed a scam everyone will go to jail and you still won't have to save anyone. So STFU.

tcob.Quit bitching about it. You signed up for this "scam" and lost. Take your ball and bat and go home. Take the responsibility for your actions. You are the type of person who after smoking for twenty years would blame the tobacco companies for your lung cancer and get some slimball lawer and sue for big bucks. So STFU

Solvo said...

dbno,

What are you talking about moron? I am not trying to save anyone from TDG. I am part of TDG, numb-nuts. Learn to read before you type next time.

down but not out said...

So sorry solvo. That was meant for elmer fuddpucker

Elmer Fudd said...

down but not out said...
So sorry solvo. That was meant for elmer fuddpucker

Another dumbfuck!! What is it with you dorean supporters are you all stupid? TRO is only temporary which is great news quoted from Guy. DBNO your a stupid fuck, Dorean will again be scamming Opps i mean taking clients money when it lifts dickhead. So why don't you STFU and read like the other idiot said before you type.

tcob247 said...

hey down and staying there....
I know I lost you idiot.
Am I supposed to like it and hail Kurt as the second coming of Christ.

So you probably are in the process and have liked taking it in the ass from those two

Right?

solass.....you still making payments on your free and clear mortgage?

down but not out said...

Elmo fuddpucker.
I know that this may be a minor annoyance and as you are so eager to point out that I am a dumbfuck. GO BACK TO SECOND GRADE AND LEARN TO SPELL YOU'RE, AS IN YOU ARE. IT IS A CONTRACTION OF THE TWO> YOUR IS A POSSESIVE, YOU DUMBFUCK!!!!

tcob247 said...

DOWN AND STAYING THERE....
YOU'RE A DUMBFUCK
Now answer the question
Are you still making payments on your free and clear mortgage?

down but not out said...

corncob. You have never asked that question to me ,so don't imply that I am not answering the question. So now I will answer. No, I am not making payments on my mortgage. But it has nothing to do with the Dorean process. Good boy , you can actually spell. Such a good little boy. You can have a lollypop.

tcob247 said...

you are not a very good teacher.
You chew someone out when they misspell, then you are sarcastic to someone who does it right.
Good thing you don't teach my kids.
So, let me get this straight.
You are not in the Dorean process?

down but not out said...

Did I say that I was not in the Dorean process? Actually I am. But my situation has nothing to do with Dorean.

Elmer Fudd said...

down but not out said...
Elmo fuddpucker.
I know that this may be a minor annoyance and as you are so eager to point out that I am a dumbfuck. GO BACK TO SECOND GRADE AND LEARN TO SPELL YOU'RE, AS IN YOU ARE. IT IS A CONTRACTION OF THE TWO> YOUR IS A POSSESIVE, YOU DUMBFUCK!!!!

Reason for the mispelling is dealing with a fucking moron like you. Like they old saying goes you hang around stupid people you become alittle like them eh fucknutz Opps sorry Fucknuts. At least i get things right by reading them you Dumbfuk opps dumbfuck. Here's a lollipop Opps lollypop for you douche bag.

down but not out said...

My aren't we eloquent with our use of the common gutter talk. By all means don't let your proficient use of the English language bely your intelligence.

Did we strike a nerve? Hmmm.

Was it Churchill that said?
"By not speaking we may assume you are an idiot, or you can open your mouth and erase all doubt"

~~The Swami~~~ said...

The Fuse Has Been Lit! Keep those fingers near your ears!!!!!!!!

Love,
~~~~~TheSwami~~~~~~~~~

~~The Swami~~~ said...

Freddy Fuddpucker! Didn't he sing country music?

~~The Swami~~~ said...

Call Me Crazy, but I like Starfish Prime's blog!!!!! He's got some good stuff on there!

Starfish, I hope you put some info on there about the biggest fraud of all ....Alan Greenspan! This clown appears to once again be ready to start a recession....ALL BY HIMSELF! His paranoia of inflation causes him to raise interest rates every time the economy finally starts to take off. It's better to have inflation than deflation and his insecure policy flirts dangerously with depression's best friend.....deflation. The worst part about today's scenario is as he prepares to raise interest rates, he doesn't realize that the higher price of oil/fuel will cause the slow down "he" thinks we need. Instead, let's do a double whammie and put the nail in the coffin to the US economy. The 87 crash,91 recession,2000 recession, and next..... Expose the unelected fraud......ALAN GREENSPAN!

KYHOOYA said...

to: Starfish Prime My hats off to you. Count yourself one of the few that grasp what this blog is for and have made use of your time here to to help. Even when others lessss... well I'll leave the name calling for the experts we have here already, I'm sure you know who you are. So with that said I thank you for your input and beleave it bears repeting so here you go.


(for the one's that have to say somthing back, Don't take my silence asanything other than....... you get it) don't you?

Starfish Prime said...
IN EVERY CASE YOU ARE IN, DEMAND AND I REPEAT DEMAND PRESENTATION OF THE ORIGINAL NOTE YOU SIGNED IN INK THAT HAS YOUR FINGERTIPS ON IT. NO COPIES OR CERTIFIED COPIES ARE ACCEPTABLE AND YOU ONLY NEED TO INSPECT AND COPY AT THE OFFICE OF THE ATTY. OR AT THE DOCUMENT CUSTODIAN'S LOCATION THE NOTE BY YOU OR YOUR AGENT OR ATTY!!!!.

THIS SHOULD TAKE NO LESS THAT 2 DAYS TO DO VIA FEDEX AND OFFER TO PAY FOR THE FEDEX CHARGE FROM THE CUSTODIAN TO THE LOCATION OF YOUR SUIT OR FORECLOSURE. I CAN PROVIDE YOU WITH EVIDENCE, TAPES AND PROCEDURE MANUALS ON HOW THESE NOTES ARE SAFEGUARDED AND STORED.

IF THEY REFUSE TO PRODUCE THE ORIGINAL NOTE, THEN YOU HAVE A BIG BIG RED FLAG AND THAT MUST BE THE VERY FIRST OBJECT OF YOUR LAWYER'S ATTACK!!!!

READ ON.....

STOPPING FORECLOSURE

To recover on a promissory note, the plaintiff must prove: (1) the existence of the note in question; (2) that the party sued signed the note; (3) that the plaintiff is the owner or holder of the note in due course; and (4) that a certain balance is due and owing on the note.


(1) the existence of the note in question

1) If the "ORIGINAL" note you signed in ink that contains your signature is claimed to be lost, stolen, missing and/or destroyed, then you need to notify me and also put on affirmative defenses that:

a) the "named" Plaintiff is not the 'holder in due course" of the note and only an agent or nominee for the true beneficial owners and holders in due course;

b) there may be fraud upon the court in that the named Plaintiff may not have ANY interest to the note and that the supposedly lost note is not lost, but may have been intentionally destroyed due to missing assignments on the note which may have made it void and a legal nullity, thus they have expoliated key and vital evidence;

c) there is no proof that the named Plaintiff ever held the note or took possession of the note and thus has no claim or right to bringing about the foreclosure;

d) there is no proof, without the note, that a proper chain of assignments took place and that the lien positions were properly perfected;

e) other unnamed and disclosed real parties in interest may have a claim to the note and be the rightful beneficial owners to the note and must be identified and brought before the court;

f) there may be several unnamed and disclosed real parties in interest may have a claim to the note and be the rightful beneficial owners of the note;


(2) that the party sued signed the note


2) If the "ORIGINAL" note you signed in ink that contains your signature is claimed to be lost, stolen, missing and/or destroyed, then you need to notify me and also put on affirmative defenses that:


a) the note in question is not the note you signed and executed in ink and only the one you signed in ink that presumably contains your fingerprints can be relied upon by your handwriting analysis expert;

b) in an electronic age, it is a simple matter to place someone's signature or image upon a document and that it is very difficult to imagine such a valuable negotiable instrument being lost or missing without a nefarious motive.


(3) that the plaintiff is the owner or holder of the note in due course;

3) If the "ORIGINAL" note you signed in ink that contains your signature is claimed to be lost, stolen, missing and/or destroyed, then you need to notify me and also put on affirmative defenses that:

a) the mortgage industry, investors, and GSE's such as Fannie Mae, Freddie Mac, and FHLBs etc. have a requirement that the last endorsement to them be undated and "BLANK" leaving the payee line blank and making the negotiable instrument a sort of "bearer bond" and instrument. As such, ANY party finding or stealing the note can place their name on the payee line, claim ownership of the note, and sell the note to others who may make a demand upon you in the future. As such, you require money to be deposited in an escrow account or with the court in an amount equal to the amount claimed owed on the note, until such missing note is found or upon your death. Notes have a life of their own...

b) if the note was destroyed or lost intentionally [the industry maintains this practice] then they may be trying to hide the beneficial owners and shield them from any assignee liability arising from the actions of the servicer who they hire, supervise and most importantly AUTHORIZE to foreclose upon you. Without the note, since subsequent endorsements are not recorded to avoid payment of taxes and t hide true and real beneficial interests, there is NO POSSIBLE WAY to determine who ever held a rightful interest in the note and who you may have claims or counter claims against and who should be presently before the court as a real party in interest.

c) furthermore, if there are missing assignments of the original note and the assignment went from Lender A to Lender B to Lender D without an intervening assignment from Lender B to Lender C and From Lender C to Lender D, then the note may be void and a legal nullity in your state.

d) It is industry practice to not name the GSE, investor, or real party in interest in foreclosure and to use as a front for the Plaintiff:

i) The very original lender who may or may not even be in business any more or sold their interest in the note long ago, only to have a claim made upon them for repurchase;

ii) A Servicer of even "special servicer" who is acting as an agent for the investors, GSE's or real party in interest, but has no beneficial ownership in the note since they are only being paid to collect and foreclosure by the real parties in interest

iii) A "nominee" such as MERS who has no legal authority to foreclose upon you and do business in your state and who according to their own written documents and verbal assurances NEVER HOLD THE NOTE OR OWN "ANY" BENEFICIAL INTEREST IN THE NOTE!!!!!

e) Notes are pledged, sold, bifurcated, and traded in various derivative transactions like bubblegum baseball cards and their transfers, sales, pledges etc. are not publicly recorded. As such, only POSSESSION OF THE ACTUAL ORIGINAL NOTE can prove the actual owner and holder in due course of the note and who you can MAKE AN OFFER OF PAYMENT TO for purchase of the note by yourself, another family member or partner. You have a right to know the rightful owner of the note so an offer for payment of the note at a discount and at fair market value can be made. If the note has been pledged and encumbered, then that party must be made aware of the foreclosure and your right to negotiate with them a payment and release of the note by you, other lien holders or private parties;

f) Notes are traded often and you need to inspect the physical note to see who the real prior parties were that held and endorsed your note since you may have counter and cross claims against them and need to bring them before the court for the action, since they may have improperly inflated your principal balance, amount owed or escrow account by not applying your payments correctly; adding fees not legally owed by you to the principal balance; miscalculating the interest and not properly amortizing your loan; fraudulent selling your loan or misreporting you on your credit report.

g) Federal Circuit Courts have ruled that the only way to prove the perfection of any security [including promissory note] is by actual possession of the security. Current or PRIOR possession must be proved up.


(4) that a certain balance is due and owing on the note.


4) You must have the MASTER TRANSACTION HISTORIES & GENERAL LEDGERS for the account since a "dump," "summary," or REDACTED RECORD cannot be relied upon to determine the rightful amounts owed by having a complete audit of your account. In order to conduct a proper audit, master records and ALL PRIOR records must be compiled, reviewed, analyzed, and reconciled. IN is NOT YOU RESPONSIBILITY TO PROVE EACH PAYMENT WAS MADE. IT IS YOUR RESPONSIBILITY TO SAY A PAYMENT WAS MADE AND PROVIDE EVIDENCE, INCLUDING YOUR WORD THAT IT WAS MADE. It is the note holder's duty and responsibility to validate the claims being made on the note and the amount owed. If they have the master records or claim that the records of prior servicers are missing, then there is no rightful way for anyone to PROVE UP THE BALANCES AND AMOUNTS THEY CLAIM ARE OWED!!!! Furthermore, you must claim:

a) That the principal balance claimed owed, is not owed, and is the wrong amount.

b) That the loan has not been properly credited and amortized;

c) That the current servicer cannot be relied upon to testify and certify that prior amounts, transactions, credits, debits, charges and fees added by prior servicers were indeed proper and correct and that the account they were transferred was properly amortized and credited. As such, the person holding the ledgers at the prior servicer must come and testify as to the amounts owed on the note.

d) Dumps and summaries of amounts owed cannot be relied upon and only original ledgers and master records and the KEEPER of those records cant testify as to the amounts claimed owed and due.

e) There are many cases and evidence [provided upon request] that clearly demonstrate that servicers and banks miscalculated the rightful amounts owed and due. Evidence includes the Plaintiff's own due diligence reports that need to be provided to demonstrate what the average error rate and amount of average error was when doing quality controls, audits and due diligence on loan pools. Further, the Spitzer mortgage case shows a man that was foreclosed upon after paying off his mortgage 10 years earlier and the lenders kept sending him demands for money not owed. Further cases show that amounts from $2500 to over $100,000 have been wrongly claimed to be owed and due.

6:04 PM


Starfish Prime said...
Re: Stop Foreclosure
Posted by Ken DeLashmutt on 8/10/04

Stop the bank dead in their tracks!

Stopping mortgage foreclosures is our business!
if you are behind in mortgage payments we can help
you save your home from foreclosure.

Here's how to stop foreclosure!

You will continue living in your house while we find truth in
lending act (T.I.L.A.) violations in your mortgage contract. If
time is tight, don't delay, this may be the solution for you to
stop foreclosure and keep your home.

Regardless of your credit....regardless of your situation.....

You send us your mortgage contract and we find as many as
20 or 25 truth in lending violations in that contract, and then
we prepare a dispute letter of T.I.L.A. violations for the bank
to answer.

I have news for you!!

The bank will want to settle with you out of court because
they know that every mortgage contract they make
is loaded with T.I.L.A. Violations worth about $50,000 in fines!
If they get convicted they can lose their Federal Reserve
Charter.

You can even collect these fines
and discharge the mortgage
and re-finance your home with another mortgage
and keep 70% of the appraised value
and the bank is happy to do it!

Contact your local stop foreclosure specialist today!
keep your home… and discharge your mortgage!!

Call: Ken DeLashmutt Phone: 401-349-4717 EST
email: educationcenter2000@cox.net

6:09 PM

tcob247 said...

Contact your local stop foreclosure specialist today!
keep your home… and discharge your mortgage!!

Call: Ken DeLashmutt Phone: 401-349-4717 EST
email: educationcenter2000@cox.net

So...has anyone contacted Ken to find out how much they charge for their service?

whataboutjere said...

"Federal Circuit Courts have ruled that the only way to prove the perfection of any security [including promissory note] is by actual possession of the security. Current or PRIOR possession must be proved up."

What federal rules of civil proceedure backs this statement?

Starfish Prime said...

Whereaboutjere,

First call the number I provided to see if you even have a case. I wanted to let people know that there is a way to play the game "legally" through the laws set forth by Congress. To learn more (as well as court cases) go to http://www.educationcenter2000.com

p.s. the legal way ain't cheap..

Starfish Prime said...

not to say that the DG process isn't legal...this is the only process SO FAR that has been accepted by the courts.

dgwondering said...

DeLashmutts just another multi-level-marketing dealer for a loss mitigation service that costs you to do something you can do yourself. Sound familiar?

Starfish Prime said...

The first step is to take a look at your mortgage closing documents. We can do this with a 20 minute phone conversation. We call this step the Kitchen Table Audit. But first we would like to tell you about who we are and what we do.

We are not a mortgage elimination company.

We help homeowners who are victims of predatory lending and bank fraud.


In order to find out if you are a victim of predatory lending and bank fraud we will have to review your mortgage documents.

You will have to find your mortgage closing documents and get them out on your kitchen table.

We will review the following list of documents:



· Uniform Residential Loan Application
· Good Faith Estimate
· Truth-in-Lending Disclosure
· Settlement Statement
· Promissory Note


If we find that you are a victim of predatory lending practices and/or bank fraud then we will instruct you to proceed to the next step.


What are we looking for?



For the free consultation we are looking for TILA, violations, broker kickbacks and fraud.

If the answer to any of the following questions is "yes," you are most likely a victim of predatory lending practices and may be able to void the mortgage and apply 100% of your payments to principal. And, you may also be able to recover money damages.


Also, such violations can be used as a defense for a mortgage foreclosure.



1. Have you repeatedly refinanced your loan? Was the last refinance within the last 3 years? (A common predatory practice is "flipping," which involves "repeatedly refinancing a mortgage loan without benefit to the borrower, in order to profit from high origination fees, closing costs, points, prepayment penalties and other charges, steadily eroding the borrower's equity in his or her home.").


2. Did you increase rather than lower your rate upon refinancing?


3. Are you paying an interest rate in excess of 9.5%?


4. Was the loan obtained to pay for home improvement work that was not done properly, or even at all?


5. Have you had problems with the mortgage company regarding untimely posting of monthly payments? Sudden increases in payments? Adding amounts to your balance for insurance, "property preservation”, or other "advances"? Does your principal balance never seem to go down?


6. Were you charged high closing costs (points and fees) on the mortgage?


7. Did the terms of the mortgage change to your detriment at the last minute before the closing?


8. Did the lender pay money to your mortgage broker (look on your HUD-1 Settlement Statement for a "premium" or "YSP" or "yield spread premium" or "POC", "Paid Outside of Closing")?

9. If you have an adjustable rate mortgage, were any adjustments done improperly? Can you even tell if the adjustments were correct or not?


10. Does your loan contain a prepayment penalty?


11. Do you believe you were treated unfairly by your mortgage company? Has correspondence with the mortgage company gone unanswered? (Mortgage companies have a statutory obligation to respond to complaints and requests for explanations of accounts. Often, they don't. Each failure may entitle you to $2,000. If your claim against the mortgage company may exceed the number of monthly payments you allegedly missed, the mortgage company may not be able to prove that you are in default.)


12. Did all collection letters sent to you by debt collectors comply with the Fair Debt Collection Practices Act? (Up to $1,000 more if they did not.)


13. Did you (or anyone else who has an ownership interest in and lives in the house) receive a "notice of right to cancel" that was not completely filled out?


14. Did you receive your copy of the loan documents at the closing (as opposed to being sent to you later)?


15. Did you sign a document at the closing stating that you were not canceling?


16. Did the closing occur by mail, or at your home, or in another city?

The following is an example of some of the other TILA violations you may find in your closing documents:

· Over-escrowing
· Forced placed insurance.
· Property taxes not paid by lender.
· Unauthorized servicing charges. (i.e. the imposition of payoff and recording charges)
· Improper adjustments of interest on adjustable rate mortgages.
· Referral fees to mortgage originators. (i.e. a lender who pays a mortgage broker secret compensation may face liability for inducing the broker to breach his fiduciary or contractual duties, fraud, or commercial bribery)
· Failure to disclose the circumstances under which private mortgage insurance (''PMI'') may be terminated.
· Underdisclosure of the cost of credit.
· Excessive escrow deposits.
· Breach of Fiduciary Duty.
· Breach of contract claims.



And more…



Sign up to our newsletter at the link below:

http://www.educationcenter2000.com/TILA_Report.html



Recent news articles where lenders have paid damages because of predatory lending practices and bank fraud.



$3,000,000 Jury Award Against Ocwen

Guzman vs. Ocwen

http://mortgage-home-loan-bank-fraud.com/legal/Guzman_v_Ocwen.htm



$60 Million Settlement with First Alliance Mortgage Company

The settlement, awaiting approval by a federal court, is expected to return $2,500 to $3,300 each to 18,000 First Alliance borrowers in 18 states and the District of Columbia.

http://mortgage-home-loan-bank-fraud.com/articles/Homeowners_gain.htm



What Isn't Disclosed Under the Truth in Lending Act?

Five pieces of important information that are not disclosed are identified by writer, Professor of Finance Emeritus Jack Guttentag at the Wharton School of the University of Pennsylvania.

http://mortgage-home-loan-bank-fraud.com/articles/what_isn't_disclosed.htm





Predatory Lending Group Training Call



These weekly calls will be focused on consumer protection laws passed by congress to protect consumers from predatory lending practices. Information will be provided for homeowners that are interested in learning about Bank Fraud, Mortgage Lending Fraud, document auditing and predatory lending practices.



Please note that we are SHARING information and all are welcome to participate!!

Here is the call information for TONIGHT (and every Tuesday):



Sincerely,


Kenneth M. DeLashmutt

"Predatory Lending Defense Specialist"

Call me most days 10 A.M. to 6 P.M. EST

Phone: 401-349-4717 EST

email: bankfraud@cox.net

website: http://mortgage-home-loan-bank-fraud.com

Starfish Prime said...

dgwondering,

Go do it then!! Why are you here??!!

(LAUGH)..you have a lot to learn

Starfish Prime said...

Consumer Protection Information

Every Tuesday

9:30 PM Eastern

8:30 PM Central

6:30 PM Pacific
Dial In Number: 641/497-7100

Access code: 319426 #

dgwondering said...

Starfish I don't need to. I studied enough about these and other scams that I don't need to pay someone to come and try to sell me a way to fix stuff that doesn't need fixing.

Starfish Prime said...

ok...thanks for your input.

Just "wondering" mr. dg....I thought your mortgage needed "fixing"..which is why you are posting here, right? This was information directed at those facing foreclosure. Good to know you're doing just fine...

Starfish Prime said...

If you call TILA lawsuits a scam..then you call the Truth in Lending Act, FDCPA, and RESPA a scam..as well as the Congressman who passed those laws. You are sincerely a fool... to everyone else I wish you the best and will follow this situation closely.

Starfish Prime said...

Some lenders have been paying money to borrowers' mortgage brokers to increase the interest rate. Look for references to "yield spread premium" or "YSP" or "premium" on the HUD-1.

The Eleventh Circuit has held that a yield spread premium tied solely to the broker’s increasing the interest rate, as opposed to the extent of the services performed by the broker, is an illegal referral fee under RESPA. Culpepper v. Irwin Mtge. Corp., 253 F.3d 1324, 2001 WL 672825 (11th Cir., June 15, 2001).

In Culpepper, mortgagors brought a class action against their mortgage lender alleging a violation of RESPA in connection with the lender’s payment of yield spread premiums to mortgage brokers whom had originated the loan for the borrowers. Id. at *1. The district court granted the plaintiffs’ motion for class certification, certifying a class defined as all persons who "obtained [a] FHA mortgage loan that was funded by Irwin Mortgage Corporation wherein the broker was paid a loan origination fee of 1% or more and wherein Irwin paid a ‘yield spread premium’ to a mortgage broker." Id. The defendant appealed the granting of class certification, arguing that class certification was not appropriated because evidence specific to each individual loan transaction would have to be presented in order to determine liability under RESPA.

The Culpepper defendant argued that the 1999 HUD policy statement interpreting whether a payment is illegal under RESPA (1999-1, 64 Fed.Reg. 10080), mandated a case-by-case analysis into the reasonableness of the fee. Id. at *3. The Culpepper defendant further argued that the HUD policy statement, as to the legality of yield spread premiums, required courts to engage in a "two-step reasonableness test:(1) whether any services were preformed by the broker, and (2) whether the yield spread premium and the fees the borrower pays the broker add up to a reasonable compensation for the broker’s work." Id.

Rejecting defendant’s argument, the Culpepper court interpreted the 1999 HUD policy statement as requiring courts in determining liability to first engage in a two-part analysis as to not only whether the broker preformed some of the services described in the HUD Statement, but also whether the yield spread premium is payment for those services rather than a referral. Id. at *6.[Emphasis added] The court stated that "[t]he crux of § 8(a)’s liability test, even when the suggested referral fee is dressed up as something else, is whether the payment is to compensate a referrer for referrals; the answer to that question lies in the terms of the agreement between the referrer and the recipient of the referral. . . .Under § 8(a), a payment whose reason is to compensate for referrals is illegal, period." Id. at * 5. [Emphasis added] The court concluded that only if it is shown that the yield spread premium was indeed for services actually provided only then is the reasonableness of the broker’s total compensation evaluated.

HUD has now issued a new policy statement, 2001-1, 66 Fed.Reg. 53051 (Oct. 18, 2001), expressing disagreement with Culpepper. Local judges have disagreed as to whether to follow Culpepper. Compare Schauf v. Mortgage Bankers Service Corp., 01 C 4442, 2001 WL 1654711 (N.D.Ill., Dec. 20, 2001), with Vargas v. Universal Mortgage, 01 C 87, 2001 WL 1545874 (N.D.Ill., Nov. 29, 2001).

Claims: RESPA, state consumer fraud, breach of fiduciary duty/ inducing same

HUD policy statement, Vento letter. Note that HUD policy statement, which is not a regulation issued pursuant to the Administrative Procedure Act, may not be effective to modify § 8. Echevarria v. Chicago Title & Trust Co., 256 F.3d 623 (7th Cir. 2001). The statute itself prohibits both the giving and the acceptance of "any fee, kickback or thing of value pursuant to any agreement or understanding, oral or otherwise, that business incident to or a part of a real estate settlement service...shall be referred to any person" 12 U.S.C. §2607(a). In Echevarria, the Seventh Circuit held that the text of RESPA takes precedence over "policy statements" of HUD, issued without compliance with the notice-and-comment rulemaking procedures of the Administrative Procedure Act. Interpretations such as those in policy statements are entitled to respect but only to the extent that those interpretations are consistent with the statutory text and have the power to persuade. See also, Glover v. Standard Federal Bank, 97-2068, 2000 U.S.Dist. LEXIS 20670, *10 n. 6 (D.Minn., March 22, 2000): "The test articulated in the HUD Policy Statement--as construed by the Defendants in this case and the courts of this District--simply makes no sense. Under such an interpretation, a lender could offer a broker an explicit kickback, but then justify that kickback post hoc by tying the "total compensation" to goods and services. Even if such an interpretation were not in conflict with the plain language of RESPA, it would surely qualify as irrational."

Some lenders are providing "disclosures" relating to yield spread premiums in an effort to continue paying them. The disclosures are almost always materially incomplete (for example, no one tells borrowers that the impact of a 1% increase in the APR at typical subprime rates is $20,000 over the life of the loan) and in many instances affirmatively deceptive. We have seen one disclosure that prominently informs the borrower that if he doesn’t agree to the yield spread premium he must pay the broker’s fee. In Illinois, at least, a broker fee can only be paid from the loan proceeds. 38 Ill. Adm. Code §1050.1335 (regulations issued by Office of Banks and Real Estate under Illinois Residential Mortgage Act). In any event, these disclosures do not eliminate the character of the yield spread premium as in illegal referral fee.

UNNECESSARILY HIGH RATES

Many lenders make both prime and subprime loans, often through separate divisions. The Bank of America, for example, makes prime loans through its Bank of America Mortgage division and subprime loans through Equicredit.

If a person who qualifies for a prime loan is placed in contact with the subprime unit of a lender that makes both prime and subprime loans, they often will get a subprime loan at a subprime rate. Mortgage brokers have an incentive to get the consumer to deal with the subprime unit because it can pay higher "yield spread premiums."

EXCESSIVE POINTS AND FEES

The June 20, 2000 report, "Curbing Predatory Home Mortgage Lending," noted that "While subprime lending involves higher costs to the lender than prime lending, in many instances the Task Force saw evidence of fees that far exceeded what would be expected or justified based on economic grounds, and fees that were ‘packed’ into the loan amount without the borrower's understanding."

Elmer Fudd said...

down but not out said...
My aren't we eloquent with our use of the common gutter talk. By all means don't let your proficient use of the English language bely your intelligence.

Did we strike a nerve? Hmmm.

Was it Churchill that said?
"By not speaking we may assume you are an idiot, or you can open your mouth and erase all doubt"

No you didn't strike a nerve. I Just like talking like that to you. Funny thing is how you cuss and then try to save face and talk ooohh so intelligent fucking moron. LoL and the other funny part is trying to make yourself look better than the other guy? For pete's sake it's a blog you dofus. Swami Fuck you 2 opps too..

tcob247 said...

Starfishprime are you Kenneth M. DeLashmutt?

Has this particular program been successful.

What is the upfront fee?

Wonder if Kurt will allow a competitor to advertise here?

Starfish Prime said...

No I am not Ken..this is not ADVERTISING YOU FUCKIN MORON..it's ADVICE FROM SOMEONE WHO HAS NO FINANCIAL INTEREST IN GIVING THE INFORMATION TO HELP THOSE FACING FORECLOSURE YOU IDIOT! Fuck off tcob asswipe!

Starfish Prime said...

This is a blog you morons!!! FREEDOM OF SPEECH REIGNS HERE! of course Kurt could delete the posts himself should he choose to.

Tcob is a fuckin idiot.

dgwondering said...

Starfish did you sign up for the program and buy the training package so you could do loss mitigation too? Or are you just going to take the referral fee if some poor sucker decides to pay?

down but not out said...

Elmer Fuddrucker.

I believe I used the expletive as I was quoting you, genius. I did not originate the cussing as you imply.

You don't use that language when you are behind the counter at McDonalds working do you?

I can just hear it. Would you like to supersize that dumbf***

Starfish Prime said...
This comment has been removed by a blog administrator.
Starfish Prime said...

Starfish did you sign up for the program and buy the training package so you could do loss mitigation too? Or are you just going to take the referral fee if some poor sucker decides to pay?

YOU ARE A TWIT dgWONDERING!

What training package you moron?? Loss mitigation?? You are the stupidest faggot that ever walked this earth you shitbag!! Referral fee?? Right, like they give a shit about me. Fuck off asshole,

Sincerely,

Starfish Prime

7:50 PM

Elmer Fudd said...

down but not out said...
Elmer Fuddrucker.

I believe I used the expletive as I was quoting you, genius. I did not originate the cussing as you imply.

You don't use that language when you are behind the counter at McDonalds working do you?

I can just hear it. Would you like to supersize that dumbf***

Ask your ol lady she'll tell ya She kinda likes it. :P Can i get a smack with that hole in 1.Lmao

tcob247 said...

you know what starfish
All I did was ask a couple of pertinent questions.
I wasn't challenging you.
I actually called Ken and liked what he had to say.
Did I really warrant a response like......"YOU FUCKIN MORON..Fuck off tcob asswipe! Tcob is a fuckin idiot."
I am really baffled. Are you really that insecure?
I'm having second thoughts about working with this gentleman if his main supporter is going to treat me in this manner

~~The Swami~~~ said...

down but not out said...
Elmer Fuddrucker.

You don't use that language when you are behind the counter at McDonalds working do you?

I can just hear it. Would you like to supersize that dumbf***



Swami says:

Down but not out, you are mistaken! They don't let him wait on customers yet. He is still cleaning the bathroom wiping the shit off the floor. Then to top it off the guy can't even keep the toilet rolls full. Big future ahead of you Freddy Fuddpucker.........working at the sewer plant raking condoms out of the water!

NoName said...
This comment has been removed by a blog administrator.
NoName said...

Starfish,

In one of your posts you wrote,

"iii) A "nominee" such as MERS who has no legal authority to foreclose upon you and do business in your state and who according to their own written documents and verbal assurances NEVER HOLD THE NOTE OR OWN "ANY" BENEFICIAL INTEREST IN THE NOTE!!!!!"

It is important that I know where this is written on the website. I have been unable to find it. If you can, would you please post a link to the actual location?

Thank you in advance.

KYHOOYA said...

NICE.. IF DISTRACTION FROM THE FOREWORD MOVEMENT IS THE MOTIVE IN THE POST BY ( TCOB247, THESWA..,DGWOUN..,WHATABOUTJE..,) AND THE REST OF YOU ON THIS BLOG THAT ARE 1. AT WORK, GETTING PAID I'M SURE AS IT SEEMS THAT EVRYONE OF YOU ARE GONE AROUND TIME THE WHISLE BLOWS TO GO HOME BUT TILL THAN YOUR SPENDING WHAT WASTE OF A LIFE YOU HAVE DOING NOTHING ALL DAY, BUT TRING NOT TO LOOK LIKE IT SO YOU SIT THERE IN YOUR LITTLE BOX TYPING AWAY AS IF YOU WERE WORKING ON SOMETHING OF VALUE TO THE ONES WHO PAY YOU AS YOU WAIT TO RIP OFF ONE MORE HOUR OF TIME YOU THINK IS OWED YOU AND SO ON. DON'T YOU FIND IT HARD TO LOOK IN THE MIRROR SOME LIFE YOU HAVE 2. YOUR WORKING FOR THE BANKS AND IN SOME ( FOR THE BETTER OF MANKIND YOU HAVE TO STOP THIS TDG THING BEFORE IT GETS OUT OF HAND ) LET ME THINK, WHO WAS THAT ? THEY SAID SOMTHING LIKE ("WE MUST SEND ARE BEST MEN TO OHIO AND MAKE SURE THAT ALL ARE PUST IN THE RIGHT DIRECTION AS TO BE BUSY WITH UNIMPORTANT MATERS THAT DON'T CONCERN US AS WE GO ABOUT ARE PLAN") DIRECTION WERE TOLD TO DISRUPT THIS TDG AS MUCH AS YOU CAN
3.YOU HAVE NO JOB AND YOUR WORKING ON A NEW GUTER RAPE ALBUM AND WANTED TO PRACTICE YOUR FU#K*^^*(%*&rt*%$r SKILLS 4..ORG .GOV AGENCY HARD AT WORK AT DISCREDITING EVRYTHING NO MATER WHAT AS TO THE HAVE KNOW POINT OF CAUSE OTHER THAN TO CAUSE THIS ORGANIZED COLECTIVE DISBANDED. You have to step back and look at all of this as i see it your like some little big mourth that every time someone's gets lock up were they can't hurt you , the talk gets big and loud and then when it go's the other way you shout and say you were fighing the who time on the side of the one you bad mouthed just so why I give a sh#t about you as to take the time to say anything i won't ever know...

Ace said...

If you type Mortgage Elimination into the Google search engine you will get 857,000 websites. Out of the 857,000 websites I only know of two people who the government (sic) has arrested. Let those who have eyes see, let those who have ears hear, and let those who have brains understand. All others need not apply. It is the mortgage that is the scam not the mortgage elimination process. If the Federal bureau of Idiots is trying to shut down Dorean while allowing the other 856,999 mortgage elimination companies to continue operating that should be a wake up call to everyone that Dorean has found the holy grail that will stop the biggest ripoff in American history. Think of the banking industry as a cockroach and Dorean as a floodlight. Think of the banking industry as a slug and Dorean as a box of salt. The U.S. government (sic) has to protect the Federal Reserve Banking system and its Satanic debt monetary system or it will be out of business. If you have a mortgage of 100,000 dollars for 30 years you will pay the bank back 300,000 dollars. Folks that is not 1,2,3,4,5,6,or 7% interest it is 200% intrest! You can hang any fancy banking terminology on it that you want but if you can add it always comes out to 200% interest. In the old testament interest was called usury and it was a capital offence. (For those of you who were educated in the government school system it means the death penalty.) Bankers charge 200% interest on mortgages and our government (sic) says that is O.K. God says charge 1 penny of interest and your dead. Who do you think has our best interests in mind, the international banking cartel or the man upstairs? Mortgages are the number one destroyer of family income today. Who in their right mind would be against eliminating mortgages if they are indeed fraudlulent? Only someone who works for the banks or the Federal Bureau of Idiots. The best way to get these slugs off this blogsite is to simply ignore their posts. DO NOT RESPOND TO ANY OF THEM NO HOW HARD THAT IS AND THEY WILL GO AWAY. As to the two heros who went to jail for their beliefs I have one bit of advice for you. You will probably be asked to sign a consent form to allow the government to perform a T.B. test on you. (After all it is in the best interest of all prisoners to make sure that T.B does not show up in the general population of the jail.) Do not sign that consent form and do not take that blood test. If you do the government (sic) will tell you that you tested positive for T.B. and will have a legal right (enforced by a court order) to make you take medication for your condition. I don't know what the medication will be but you can bet your life it won't be antibiotics. Good luck and God bless. ACE.

Starfish Prime said...

Tcob..I thought you were setting me up for ridicule..that's all. Sorry I got really upset. It's just that when I attempt to help people I get ridiculed by those who "don't want to be helped". I assumed you were one of those people. I apoligize.

-SP

Elmer Fudd said...

The Swami said...
down but not out said...
Elmer Fuddrucker.

You don't use that language when you are behind the counter at McDonalds working do you?

I can just hear it. Would you like to supersize that dumbf***



Swami says:

Down but not out, you are mistaken! They don't let him wait on customers yet. He is still cleaning the bathroom wiping the shit off the floor. Then to top it off the guy can't even keep the toilet rolls full. Big future ahead of you Freddy Fuddpucker.........working at the sewer plant raking condoms out of the water!
How do you know all about the shit on the floor? Maybe you were doing that until you decided to become an agent for this crap scam company! Ripoff harmless victims or clean shit off the floor? Guess you made the wrong choice eh swami. I don't need no mortgage elim douche bag i pay my way and can afford it, But some slime ball lime yourself alwayls scamming has to find a way no to live up to your obigations. Moron Go get your welfare check idiot.

Eliot51657 said...

Ace,

Your knowledge of finance issues is astounding. Unfortunately, you forgot about the time issue. Interest rates are stated as an Annual Percentage Rate (that’s what APR stands for). Your 200% interest reasoning would only be accurate if that amount was paid in one year. However, please let me know when you are able to find someone willing to loan $100,000.00 upon a promise to repay $107,000.00 (assuming an interest rate of 7%) thirty years from now. I can’t wait to borrow all kinds of money on those terms.

Ace said...

eliot1657 like I said hang any terminology on it you want, borrow 100 pay back 300 that's 200%interest. Besides you shouldn't borrow money at any price. The borrower is always servent to the lender.

Eliot51657 said...

Ace,

If you can avoid borrowing money, more power to you. On a personal level, that's a great goal for which to strive. However, if nobody (including businesses) ever borrowed money, we would all still be living in Medieval times under the Feudal system beholden to the noble landowners. NO THANKS! I'll continue to borrow money to invest in my business creating hundreds of jobs for people where none existed prior.

While we are all entitled to our opinions in this wonderful country, I am thrilled to see the likes of Kurt and Scott thrown in jail for using those freedoms to prey on the weak and easily persuaded. Hey, believe what you want, but when you use that belief to dupe innocent people while collecting millions of dollars from them in the process, it loses its credibility as a belief and is illuminated for what it really is, a scam designed to line the pockets of the charlatans.

Ray said...

I really love your blog!

I've bookmarked it and told my blogger freak friends about it. It's intelligent, sometimes funny and always refreshingly honest. Keep Up The Good Work!

For any of your readers who want to contribute to the Red Cross to aid the many families who have been devastated by Katrina, there is a link to the Red Cross here.

Ray

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