Monday, February 05, 2007

Mogel (01-05-07)

I know you have been a staunch supporter over time. It is very much appreciated. There are a few things in which we differ but our agreement on the mortgage fraud is sound. The one thing I can offer you as a hope is that I will not fold my hand. The government does not get their usual free bully pass with Dorean. All the banter and debate will be settled soon enough. You will be remembered in history as a consistent voice of truth. I know you suffer much ridicule but in the end you will be lauded. I am proud of you and look forward to the day when I can sit down with you and show you the whole game plan. Then you will understand our lack of fear and why we needed to suffer this course by allowing government to be themselves. It is wise to bet with unchangeable nature of our foe. You are well aware that people are used to being serfs. You or I can deliver a victory to them and still they will not put their hand to the plow. Keep the faith and I will deliver you victory and those who questioned your integrity without cause will be shamed. Don’t let time concern you. God will assist us in recovery of all damages. See you at the finish line.

19 comments:

Stillwaiting said...

Kurt...let's hope and pray that you are correct. I have been beat up by my friends and family for too long. I would be nice to hear, no see, feel, touch and hand them the results and proof. I have let many to you and suffer as you do. Let's hope you finish soon before I loose everything. I am SW3......

kaz4541 said...

mr.johnson, i am one of the people whos been waiting and hoping too. things are getting tough around here and it would be so nice to see this whole thing over with before i start loosing things... would this be over before next court date? or ???

Judge Roy Bean said...

Kaz, it will have no affect on you one way or the other. Kurt and the crew are being prosecuted in a criminal case. Your own personal financial situations and your loan are civil matters and the two cases aren't legally tied together.

The process has been ruled in the Federal civil courts to be a scam. Period. Who perpetrated it has become a criminal matter, but the fact that the process was ruled a scam in Federal civil cases and no appeals have been filed dooms any defense to people trying to get out of a mortgage with it.

For now, you're only out whatever you spent on Dorean unless you stop paying. If you do that, the lender or servicer will eventually come after you and the property and it won't be protected by the bogus trust or process. In fact, the law firms that specialize in foreclosures know about the Dorean process and the will use your participation to demonstrate "unclean hands" in any foreclosure defense you mount. You're far better off admitting you were scammed - at least the courts agree it was that. If you take the goofy legal theory route about banking conspiracies and try to defend something that has already been declared a scam, you're not going to get any sympathy from a court.

The other much less onerous potential includes having a hassle getting the title cleared if you want to sell or refinance, but there is a procedure set up for that by the court.

Best of luck.

Heretic said...

Judge,

You know not of justice, nor of what you speak. Just because some dishonest judge refuses the right to a fair unbiased civil trial, doesn't reflect anything other than a corrupt judicial system. The civil trials have been based on opinion, as is the whole judicial system in this country, while completely ingoring truth and law.

You speak of popular opinion, and not of truth. Your voice however is very much appreciated.

Thanks for your concern and "voice of reason."

~~The Swami~~~ said...

Valentine's Day is coming up. Please don't forget that SPECIAL someone!!!!!!!!!!!!!


http://www.dogdoo.com/Default.asp

~~The Swami~~~ said...

Mogel, it's good to see that others notice all the study you put in - good going!!!!!!!

imbigo said...

GODS SPEED, GODS SPEED, GODS SPEED!

Its a busy time around here, BUT we'er still PRAYING FOR YOU BOTH!!!

BIG"O" 1+1+1=1

Yetter said...

"judge" Dispensing drink and justice from behind your bar?

neodemes said...

Good boy, Moogie!

Yeah, don't let time concern you.

LOL

KYHOOYA said...

Hey Neomouth,
Speeking of time, I was wondering how much more is there left before that BK of your's comes off your credit file?

You know it was just a thought that came to mind being how your so interested in everyone else busniness and like to interject little smartass shoots about theirs. It might be nice to know when the public dos'nt have to be reminded that it paid your bill's for you, or at least get some idea of when it can expect your next write off!

Fric-in free ride-tard
LOL

When the time comes anyone want's to hear your little smartass comments I'm sure you'll feel it by some strain on that pea brain being over worked.

Get a life why don't you and seee if there's something constructive you can be doing for a change.
I know how about taking class at the adult ED in money mang. for starter's.

LOL!

KYHOOYA said...

Hey Neomouth,
Speeking of time, I was wondering how much more is there left before that BK of your's comes off your credit file?

You know it was just a thought that came to mind being how your so interested in everyone else busniness and like to interject little smartass shoots about theirs. It might be nice to know when the public dos'nt have to be reminded that it paid your bill's for you, or at least get some idea of when it can expect your next write off!

Fric-in free ride-tard
LOL

When the time comes anyone want's to hear your little smartass comments I'm sure you'll feel it by some strain on that pea brain being over worked.

Get a life why don't you and seee if there's something constructive you can be doing for a change.
I know how about taking class at the adult ED in money mang. for starter's.

LOL!

mogel said...

Nemo said: "Good boy, Moogie!

Yeah, don't let time concern you.

LOL"
__________________________________

Nemo, last TIME I checked, I wasn't charged with anything, (LOL), except I did throw a clock out the window because I wanted to see time fly, but when I realized it was just my over exhuberance, I got over it quickly.

Nemo, Is is really true that you were charged with a 10 YEAR bad credit rating, & that you STILL don't take any personal responsibility for those matters, but you are still quick to judge everyone else who questions the integrity of our credit system? Good Job Nemo!!!! Even a little child can see that's some screwed up standard.

Maybe IN TIME, you can answer my one question: What's more hypocritical, trying to get out of your house payment, which is ONLY one bill, or trying to get out of legally paying ALL OF YOUR BILLS, AND THEN POINTING THE FINGER AT ALL THOSE THAT ARE ONLY TRYING TO GET OUT OF PAYING JUST ONE BILL BASED UPON CONTRACT LAW & OTHER JUSTIFIABLE REASONS?

"Thou hypocrite, first first cast out the beam out of thine own eye; and then shall thou see clearly to cast out the mote out of thy brothers eye."

Math 10: 26: "Fear them not therefore, for there is nothing covered that shall not be revealed; and hid, that shall not be known. " LOL

Math 12: 36-37: "But I say unto you, that EVERY IDLE WORD that men shall speak, they shall give account thereof in the day of judgment.

For by thy words thou shall be justified, and by thy words, thou shalt be condemned."

KYHOOYA said...

As for you old Roy Bean the fact are as you said, not yet appealed so the out come here in the criminal case dose have it's wroth in the civil case and when that time come's will be used know doubt. It's stupid to think anyone would stand before the likes of Alsup or any of the court's involved today with anything less than a public out crying of support in your favor shown by the the ones who sit on their benches and carry out one sided sentancing bought (did I say that what I ment was ) brought on by pressure to yeild in favor where power's may have an interest.

In other words if you want to stand before a judge such as the likes of Alsup or a wanta-be such as yourself who is known to be a mindless jackass.

Let me ask you somthing, on your web page you have a long list of lenderand other in that business that you have posted as being know good or underhaned in their dealings right ?
this being true aqnd for the most paet something we can agree on brings me to my question.
How do you think one should go about getting back the loses from their dealings with these on your list? Or is the list all that you have to offer as a means to recover the hundereds of thousands that are taken from home owners everyday in the whats become to be the normal day to day excepted way to do business for brokers and lenders alike?

try and find some real recourse in this arena and then tell me how by whatever mean out there these guys don't have it coming to them in kind for what they have done under the so called service they proclaim to offer the public.
fact how Isee it the public would be far better off ifthey were closed down everyone of them or at least a good 99% are snakes and spend more time trying to get the info out of you that will yeils them the most of you money . And they sit there and say there would'nt be people in home ownership if it was'nt for them and what they do. I know of none and I mean none of any other business that has to hide and bullshit their customers to make a buck and to do so with all the backing of the Gov't to help them.

the fact is they do nothing more than push paper and try and hide how the whole thing work's so they can keep on stealing.

so tell me judge being how you like to spout off about the right and wrong around here , what recourse do you have that would help the average working class guy to get the money that has been taken. by loan flipping and pred lending or just plan old over pricing cause they tested the water and know someone isgot there back against the wall?

Snake the only ones I know of that look you ion the eyes , call you buddy well reaching in your pocket to steal your wallet all at the sametime.
and remember this is done with the hekp and suport of the Gov't .

I'm all ears with pen in hand waitting for your responce and list of people that will help get the right thing done about the bank's and the whole lot of them that work in that feild.
youy know what Iasking for right?

I'll wait!

son of a prophet said...

judge boy ream: was he an owner or renter??

Judge Roy Bean said...

Ky - The answer for now is for people to learn how to avoid being taken advantage of before they sign up for a loan, especially a mortgage loan. Until Washington decides to stop listening to the lobbyists, there aren't going to be any significant changes in lending laws or regulations so as borrowerhelp.com's founder said, "the burden of vigilance is entirely on the borrower."

You'll notice on the blog there are several links to other resources. Start with the National Association of Consumer Advocates (naca.net), the Coalition for Mortgage Reform (mortgagereform.org) and borrowerhelp.com.

My reasons for exposing things like the Dorean group are based on the fact that people getting in trouble with their loans get desperate and they'll turn to almost anything to change their future, including scam artists.

The victims of Johnson's scheme were hoping they'd be able to get out of their mortgage through Dorean, and the foolishness of it only makes it harder for anyone with a legitimate complaint to get someone to listen after they've tried something illegal.

mogel said...

Judge Roy Bean said: "the burden of vigilance is entirely on the borrower."

And that of course is because, the lenders are totally honest & fully disclose? If they don't fully disclose the full nature of the transaction, and actually violate many laws in the placement of a loan, since you admit it's the Buyer that MUST be vigilant, isn't the agreement voidable in the very least if not void accoding to the main basics & principals of contract law?

And if that's the case, why is it such a far reach to say that the Dorean Process is not a scam but a legitimate challenge?
Where exactly does the fraud come in? Can't the courts and government and press be mistaken or even prejudicial in these matters as a real possibility?

If there is alot of hanky panky going on in the lending industry, affirmed by your own blog, & your personal naming of scammers, why is it impossible for you to believe that Kurt ISN'T misled & that the Courts are the one's misled or even lying to the people, since the banking industry's monopoly interests have a huge financial incentive to do this & buy even Judges?

How can the Dorean Process be a scam when it's whole intent is to force the lender to disclose the full nature of the transaction which they refuse to do in all cases? How about court cases that say that this type of activity is prima facia evidence or evidence at first glance, that fraud is being conducted by the lenders. If the lenders are commiting fraud, than, shouldn't they be indicted and officials of the banks be personally indicted for their continuance of this fraud?

When's the last time that you've heard a court indict anyone in the courts that has a high position in the lending industry? If this isn't happening, shouldn't we as a people be suspect of the Courts real function & purpose? Since when did the Courts become a "holy place" and final word of God?

Judge Roy Bean said...

Byron Gashler asked: "...since you admit it's the Buyer that MUST be vigilant, isn't the agreement voidable in the very least if not void accoding to the main basics & principals of contract law?"

No. There are a very select number of causes under which a mortgage loan can be rescinded or ruled void. None of which give the borrower the property - the parties are, for the most part, set back to their respective conditions just prior to the closing.

Then he asked: "And if that's the case, why is it such a far reach to say that the Dorean Process is not a scam but a legitimate challenge?"

It's not the case (see above answer) and the Dorean process is not a legitimate "challenge." It is a scam. You continue to try and promote it so you are a scam promoter. You are fundamentally dishonest.

The whole intent of the Dorean process was to make money for the promoters. It had nothing to do with uncovering or exposing alleged banking and lending secrets. That was and is just part of selling the scam to the faithful participants who liked to believe in such conspiracy theories. Their ignorance and gullibility caught up with them. Some lost a lot more than just the payments to the Dorean brokers.

re: Indictments. Your legal ignorance is even more clearly demonstrated in your allegation that no one high up in the lending industry has been indicted. They certainly won't be for any of the utterly specious legal theories you promote, because those deliberate distortions and lies about lending law are part of your scam.

Also, indictments are only issued by grand juries who have been presented with evidence sufficient for them to determine that a crime may have been committed. Someone engaged in perfectly legal lending activity is not going to be indicted because your bogus interpretation of the law isn't followed, let alone recognized.

By the way, courts are secular institutions, Byron. Your fixation on the religious red-herring is nothing more than the same ruse Kurt likes to hide behind to keep the faithful "victims" from coming after him and the brokers for their damages.

mogel said...

Judge Bean said: "By the way, courts are secular institutions, Byron. Your fixation on the religious red-herring is nothing more than the same ruse Kurt likes to hide behind to keep the faithful "victims" from coming after him and the brokers for their damages."
__________________________________

First of all I'm sure Civil lawsuit are meaningless compared to being faced with criminal charges of fraud. In Kurt's view, even the criminal fraud charges in Federal Court are something he doesn't fear, so why would he fear Civil lawsuits? Your point of view makes no sense. You're way out in left field there. You are simply clueless. If it was truly only about the money, they would be living outside the country & would have fled & hid long ago & would have never bothered to start a blog.

If you believe people like Justice777, you believe that Dorean is bankrupt anyway, so if you have nothing, you have nothing to financially lose anyway, so if he's correct, your argument becomes even more meaningless.

Kurt & Scott hide behind nothing. They don't need to. And unlike many Christians, they don't use their faith beliefs as a crutch to hide behind, but as a source of strength. So again, you're full of it.

I've only heard of one Civil case filed & won by default anyway against the Dorean Group. Kind of hard to defend yourself when you are in jail, don't you think? Has this person collected anything yet that sued them? Of course not!!! So what good did that do anyway for them? Great suggestion to sue & come up short, or should I say come up with nothing except expenses to show for your efforts.

Their expertise is in asset protection measures anyway. Do you think an expert like that would purposely make themselves a target for Civil litigation anyway? Or do you think their education and background made them a little smarter than the ignorant average person who has no estate or asset planning or protection strategies.

Maybe you need to think again!!!!!

Your argument that a person couldn't end up with a free & clear house is also flawed. Violations by lenders carry financial penalties. That was the purpose of the TILA & other regulations and laws. If there is enough penalties, you have financial offsets against the mortgage. If the penalties are high enough, you have a house with no mortgage due to the financial offsets awarded by the Court.

I have no fixation on anything except victory.

truthseeker said...

Hi Mogel..You definately know a lot. I was hoping you could direct me to a bank which accepts BOEs. I have been working w/ a sovereign and he wants to pay in the form of a BOE. I would appreciate any help you could give. Thanks!!!