Wednesday, November 14, 2007

The Middle of the End (November 3, 2007)

The prosecution has rested on Thursday the 1st and we are now poised to begin our defense. This trial that I did not prepare for has been exhausting to manage on the fly but with God's help we are doing really well. I think we finished with a 90% chance of being convicted before we speak and that is pretty good. They have shot for a very certain target which is not where we reside. If I can only convince 12 people who know less about banking than my gullible uneducated clients that our intention was as a whistle blowing consumer advocacy then the tides will turn. The clients that came in are easily overcome and so are the bankers so the closing point is the credibility of Scott and Me. We were going to have a CPA testify but that was quashed by efforts of the prosecution which left me in a lurch with no outside credibility to our understanding of banking. Walker Todd was helpful in his first testimony though he is still tethered to the company line; He is being recalled and will testify on Monday the fifth. Hopefully I can elicit some better talking points especially if I am denied any expert testimony. Perhaps the loss of the CPA will net me a banker. The parties are willing but because of the short notice and the court's opposition to the truth there may be some hurdles to overcome. At the close of the government’s case a rule 29 motion for acquittal is optioned to the defense. I have prepared one without expectation but do believe it fully states the facts to preserve appeal issues. Secondly there will be the argument over jury instructions. This is generally where the judge decrees to the jury if they are breathing in their jail clothes they are guilty. To my surprise Mr. Alsup's instructions were not that painful. Are they prejudicial, most certainly, but not insurmountable. In the end the argument over these instructions will guarantee me a reversal on appeal. Don't worry I will not be going that direction but as a tactician I must be cautious and prevail on every front. I owe that as part of my duty. If you guys could only imagine what training it has taken me to prevail upon this court in a battle this severe with all the political ramifications you would be embarrassed that you thought of me so cheaply. I'm amazed at what surfaces within me at the time I need it and it is always there. Like Mordecai stated to Esther, "Perhaps you are called for such a time as this". It seems to make sense. Mr. Hall is one of the USA's most experienced trial lawyers and Judge Alsup is one of the benches mechanics so the deck is stacked but beating the best is what being a champion is all about. The enemy will not fear you if you beat their retards but if you beat their champion they have learned of your true strength.

By the time this post the jury can be in deliberation. History is here and what will she make of the men who have arrived to meet her. With God as my friend I am comforted through all my fears. Just a little note to all of you who are convinced they know me. You don't! Your advice is foolish to me and your opinion is irrelevant. Is there anyone out there who is humble enough to pray for me and tell me what the Lord wants me to hear or must I tolerate the flatulence of the self righteous to infinitum? My son does a drive-by and I should jump out of my skin. Those kids had access to me without difficulty for years and never once picked up the phone or wrote one letter unless I paid for it in advance. I've got kids that love me and I enjoy. Complain all they want about dented cans you've never seen, I've got dented kids I've never seen. If your mother is as great a woman as you say why did you show yourself to be such an ass on my Blog? Scott, yes I want to renew our friendship one day but must I tolerate your ignorance every time you appear on this Blog with a display of kindness and then an insult? You don't know me or 30 years of my history so how are you qualified to comment? What factual basis to you possess? Why is it so difficult for you to say I wish you well and hope to see you again someday? Don't preach to a kid who could care less about the Lord, as his father I can assure you that I have spent much quality time in prayer for his soul, far more than your cursory concern. I will manage that little brat according to the wisdom of God and not the opinion of men. Everyone one wants to give away the treasures of heaven to every fool seeking trinkets. Christ is the most valuable commodity in all creation and you want to give it away cheap to a kid who isn't seeking it. Who told you and fruity to do such a thing? It was not God because that is not consistent with His word. Look I don't know anything about you and nor do I have a Blog to even study your thoughts. I recall you as a genuine friend and sincere personality and I don't think the world would have changed you that much. If you have been a Christian for twenty years I suspect the Lord would only enhance these qualities and not diminish them. Don't go outside yourself to impress anyone on this Blog or to impress me. You would impress me more if you kept your comment to your understanding of the mortgage industry, friendship, the Lord, or how you relate to the world. I bet you understand your thought 100% better than you understand mine. I have studied my subject matter for over 25 years and it will be a long time before you will come close to comprehending the decisions I make. If we hook up again I will give you the opportunity but from a distance I promise you that you'll never know. For those of you who want to pray for the spiritual welfare of my children I thank you. Do not coddle the little rebel. Let him come on here and blast his father all he wants I'm thick skinned. He is in a long line of haters. He is in a short line of children but first he must get out of the other line. I don't expect this anytime soon and contrite platitudes will not make it come any faster. I have many wonderful things to tell him-when he shuts his mouth and opens his ears.

243 comments:

1 – 200 of 243   Newer›   Newest»
neodemes said...

Kurt sez:

"I think we finished with a 90% chance of being convicted before we speak and that is pretty good. "

-----------------------------

Congrats, Skipper!

Mission accomplished!

sopsback said...

leo,

here is the url that yo asked about, the MUST READ


copy and paste one line at a time in your address box



http://www.fourwinds10.com/
siterun_data/government/
fraud/gw_bush_ghw_bush/
news.php?q=1195005652

Semper Fi said...

Quote from Kurt in his last post:

"This device of a trial and criminal prosecution is our remedy and it became the fastest remedy available under the circumstances that availed themselves when we were running Dorean."

"Know this one thing and take comfort; the trial which is coming to an end is the beginning of your victory no matter the verdict."
________________________________

I find it hard to believe at this point that Kurt and Scott did not plan for this outcome. We shall see if the above-stated quotes will coming to fruition SOONER than later.

Semper Fi...

Richard said...

Scott and Kurt,
I wish you well and hope to see you again someday!
God Bless!,
Rich-Colorado Springs

Scott from Vineland said...

Kurt said…
must I tolerate your ignorance every time you appear on this Blog with a display of kindness and then an insult?
__________________________________
I don’t think this necessarily equates with ignorance but otherwise your observation is fair enough. My comments on this forum HAVE vacillated tremendously. Our previous relationship makes it really difficult for me to know how to deal with you. I knew you as a real person once but now I know you more as an abstract entity and one who claims that the manner in which I earn a living is inherently evil. Obviously, I don’t know your heart, Kurt and therefore I don’t know how much of what you say in public represents your true beliefs. I have tried to give you the benefit of the doubt but your actions, words and attitude betray you. What were the words “I wept immediately” supposed to say to me? They hardly seemed random or coincidental given the context. What is your true perception of yourself? You claim Christ as Lord and Savior but sometimes you seem to want to be Him as opposed to worshipping, following and serving Him. Your attitude is unlike the Christ that I have met and in whom I have placed my trust. Feel free to accuse me of false humility again or whatever other flaws you see in me as a Christian but I think our outward attitude belies our inward convictions. I think you might want to read I Corinthians 13:2-3 and 13:13 again. To me, these verses say everything about who we are supposed to be and how we should treat those around us. And if I have failed in that regard, I will answer for it one day.

I suppose though, that the last nail in your credibility coffin was actually there from the very beginning. If the banks are stealing from us as you say, if their actions are criminal, if it is all a huge conspiracy against the common man, then by all means, eliminate their fraudulent mortgage if possible. But what would be the righteous thing to do then? To be morally honest you would have to walk away from that banking system. If you take out another loan, knowing in your heart that it is fraudulent by its very nature, and with the intent to eliminate this one in like manner, you are no longer an innocent victim. Your original defense of ignorance cannot be used again because you are now enlightened. YOU then become the thief. This was the fatal flaw of your program.

Kurt said…
Don't preach to a kid who could care less about the Lord, as his father I can assure you that I have spent much quality time in prayer for his soul, far more than your cursory concern.
and…
Don’t coddle the little rebel.
_________________________________
I assure you, my concern for Sean’s soul is eternal, as should be yours. Don’t preach to him? Everyone who cares about YOU should be reaching out to this kid, not insulting and vilifying him. Are we not to love others as Christ first loved us?

Kurt said…
Everyone one wants to give away the treasures of heaven to every fool seeking trinkets. Christ is the most valuable commodity in all creation and you want to give it away cheap to a kid who isn't seeking it. Who told you and fruity to do such a thing? It was not God because that is not consistent with His word.
__________________________________
I disagree. I believe that God consistently tells us to share His Word with ALL men.

1 Timothy 2:3 For this is good and acceptable in the sight of God our Savior, 4 who desires ALL men to be saved and to come to the knowledge of the truth.

Doesn’t say anything about limiting our witness to those who ask. Do you REALLY know that mere trinkets are what Sean seeks? Who truly knows a man’s heart but himself and God?

Finally Kurt said…
Why is it so difficult for you to say I wish you well and hope to see you again someday?
and…
Look I don't know anything about you and nor do I have a Blog to even study your thoughts. I recall you as a genuine friend and sincere personality and I don't think the world would have changed you that much. If you have been a Christian for twenty years I suspect the Lord would only enhance these qualities and not diminish them. Don't go outside yourself to impress anyone on this Blog or to impress me. You would impress me more if you kept your comment to your understanding of the mortgage industry, friendship, the Lord, or how you relate to the world. I bet you understand your thought 100% better than you understand mine. I have studied my subject matter for over 25 years and it will be a long time before you will come close to comprehending the decisions I make. If we hook up again I will give you the opportunity but from a distance I promise you that you'll never know.
__________________________________
You raise another valid point here. Many of the comments I have made here have been for the benefit of others besides you and I. True, I don’t have a blog. At the risk of offending MANY, I have always thought they were an exercise in self-indulgence but perhaps I’m being shortsighted there. I would certainly hope that you remember me as a genuine friend. And always felt that you were a genuine friend as well. Probably my closest friend for a time. Didn’t we live with our moms under the same roof on Almond Road for a while? (I almost burned that house down later… a story for another time.) And I have observed the mortgage business from the inside for nearly 15 years. Yes, there are some snakes and sharks in the business, no doubt. But the entire industry is not built on a lie. You either have been given bad information or possibly you know the truth but have a vested interest in perpetuating the vapor money myth. Again, I cannot know your heart but your words and actions create considerable doubt in mine. I guess I can hardly ask you to believe in my sincerity while I doubt yours.

Word on the web is that the trial is over now. Guilty verdicts for you guys, as you said you expected. Probably looking at some serious time in a Federal Prison somewhere. Who knows, maybe you’ll end up at the one in my part of the country. It would be good to see you face to face again. Have a real conversation, unconstrained by the observation of our respective allies in this discussion. I’ll be watching to see what happens from here…

strat said...

you guys are all talking different definitions for what you are trying to say! lol

The law is a bank cannot 'loan CREDIT', although it issues it first, and THEN does a little swaperoo of the funds and it magically "becomes" a DEMAND DEPOSIT to loan out. In guess who's name? you know who.

A bank, at other times, can and does loan funds and capital and money and that is legal.

mogel007 said...

Kurt said: "In the end the argument over these instructions will guarantee me a reversal on appeal. Don't worry"
___________________________________

My understanding is that the verdict is in & it's guilty on all counts for the remaining 2 Defendants. Probably not much of a surprise here given the environment in the courtroom.

Course I'm not worried either! The truth doesn't change through the opinion of 12 people who were manipulated & prejudiced to the point where they couldn't do the right thing. Plenty of grounds for a successful appeal.

The good part is that by being found innocent on all counts, there is no huge price to pay as Kurt said.

This is still far from being over. We're just entering a new stage.

The truth ALWAYS prevails in the end and no weapon that is formed against THEE shall propser. God bless you Kurt & Scott! It's not always easy to do the right thing, but I know you are both doing fine and are OK with the verdict.

neodemes said...

Byron, you wouldn't know truth if it jumped up and bit you.

You're not worried. How nice.

"We're just getting started."

You pompous ass, the only thing you started was running your mouth all over the Internet, after you leeched onto Dorean when the previous MORTGAGE ALTERNATIVE you were pushing blew up, trying to make a buck off of other peoples' misery and/or greed, assuring the gullible all the way down the path to destruction that all was well.

"It's not always easy to do the right thing, but I know you are both doing fine and are OK with the verdict."

How would you know how they truly feel, especially Scott? Why isn't your ass on the line beside theirs, mouth? Do you think for a moment either of them has the slightest respect for their confused little armchair warrior?

You make me want to puke.

Pauligirl said...

NORTHERN DISTRICT OF CALIFORNIA
The Honorable WILLIAM ALSUP
Date: November 14, 2007
Case No. CR 05-00611 WHA
Case Name: USA v SCOTT HEINEMAN and KURT JOHNSON
Counsel for Government: David Hall; Brigid Martin
Counsel for Defendants: Pro Se
Advisory Counsel: not present CJA Paralegal: Steven Moore
Clerk: Dawn K. Toland Court Reporter: Joan Columbini
Trial Began 10/15/07 Trial Ended 11/14/07
Trial Motions: Disposition
1.
Proceedings:
Outside the presence of the jury: Parties agreed to give the jury the clerk’s list of defendants
exhibits and the Government’s revised exhibit list in response to their request and that exhibits # 26
and 27 are withdrawn.
Jury continued deliberations and reached a verdict. Defendant Heineman and Johnson both found
guilty of all the counts in the special verdict form. Matter continued to 2/5/08 at 2:00pm for
sentencing. Matter continued to 11/16/07 at 10:00am for status re appt of counsel.
Court will consider the Government’s motion to redact or seal the jury foreperson’s signature from
the special verdict form. Government’s motion to suspend the defendants computer access is
granted.

Dr. Caligari said...

Plenty of grounds for a successful appeal.

Really? What grounds are those?

The good part is that by being found innocent on all counts, there is no huge price to pay as Kurt said.

Except that Kurt was found guilty on all counts, not innocent, so he will have a "huge price to pay."

tcob247A said...

FIRE UP THE GRILL

Judge Roy Bean said...

Gashler, it's not the end of the world, but you can see it from here.

Your martyrs aren't coming out from behind bars, and you are still simply nothing more than a pathetic, lying parrot of old cut and paste nonsense.

But you're the one that has to live with it and the damage you helped create. And spare us the "whistleblower" smokescreen. Breaking the law as justification for your own nonsensical definition of another alleged infraction is not a defense.

Just two final questions now that this is being laid to rest:

Are you going to tell your local church leadership, your elders or Bishop I believe it is, about your promotion and continuing defense of an illegal scheme that the perpetrators are going to jail for?

And if the answer to that question is "no, I won't be confessing that I was a promoter and defender," doesn't that mean you've broken some kind of vow of honesty when it comes to being able to attend temple functions?

You are one truly sick person, Gashler. You do no credit to your faith.

notorial dissent said...

straight from the horse’s .... The clients that came in are easily overcome and so are the bankers so the closing point is the credibility of Scott and Me.
....which left me in a lurch with no outside credibility to our understanding of banking.

Yep, a con man to the last, and it got you where, oh right, the Federal home for the criminally stupid.

Like you had any to begin with. A disbarred CPA who is too busy worrying about the time he will be facing for his various little peccadillos without trying to find convenient lies for you, a professional witness with no credibility that you can’t get a straight answer out of, and a professional talk show guest, yep, real credibility there.

By “the court's opposition to the truth” I presume you mean their insistence on real law and fact as opposed to your fantasy world and mythology.

As far as the jury instructions, you mean that the judge lays out the law for what it actually is as opposed to the mythology and fantasy you have been peddling for the last several years. Too bad!!!! Reality catches up to everyone eventually, even the great Kurt.

If by prejudicial, that they are based on fact and law as opposed to nonsense and mythology, then yes I guess they would be prejudicial.

That’s right Kurt, you have them right where you want them, sitting at the prosecution table getting ready to send you away for the rest of your life, real smooth tactical planning there.

You’re right, I’m still amazed at the sheer gall, bloated ego, and unmitigated BS that you are able to produce at any one moment.

Well, I guess you showed them, beat your head right into their fists you did, and got yourself convicted in the bargain. Real way to show them who is the boss.

direct Kurt quote Your advice is foolish to me and your opinion is irrelevant.
I would say that pretty well sums up your attitude towards everyone doesn’t it? Your utter contempt for everyone but yourself, yes indeed, you are a real sterling personality.

That you would even say the things you have said about your children let alone say it in print speaks more about the bleakness and desolation of your soul than any of your other actions. Your time would have been better spent in less prayer and more contact and concern for your children, but then you couldn’t proclaim your self righteous piety for all the world then could you? In fact, the kindest thing you ever did for them was abandon them, thus sparing them contamination from the black ooze from your soul. The best thing you can do for your children is stay far far away from them.

and Moogey makes another prediction for the record books The good part is that by being found innocent on all counts, there is no huge price to pay as Kurt said.
Dream on Moogs, this is right up there with your “there’ll never be a trial prediction”. The verdict will stand. There are no grounds for appeal, and since truth is what put them where they are that won’t work either. Basically they dug their own grave, jumped in, and then paid someone to fill in the hole. You’re 0 for 2 now Moogs, a civil and a criminal verdict that it is all a crock.

On a brighter note, since the dim duo of have been denied further computer access we won't be subjected to any more of Kurt's sanctimonious braying.

JDJD said...

ND:
Any way we could get SOP included in that last order???

sopsgone... said...

Hey, guys....


As I was boarding the train going back South, I saw that guy SOP carrying two suitcases and getting on a train going North.

I have a feeling that this guy wont be posting too much here anymore, unless he has a laptop and the train has wireless access or wi/fi.

Think that he was going to somewhere in Minnesota.

At least we will get some relief from a plethora of his inane postings..... ;)

Scott from Vineland said...

Later, SOP. Hope you manage to get that psychiatric help you so clearly need! ;)

neodemes said...

Everybody, soon or late, sits down to a banquet of consequences.

~Robert Louis Stevenson

neodemes said...

"On a brighter note, since the dim duo of have been denied further computer access we won't be subjected to any more of Kurt's sanctimonious braying."

**********************************

Don't count on it. He'll hand write his posts and Dr. Fred will post for him.

The question is, will he have an audience?

mogel007 said...

In the end the argument over these instructions will guarantee me a reversal on appeal. Don't worry I will NOT be going THAT DIRECTION but as a tactician I must be cautious and prevail on every front.
__________________________________

What direction were you referring to? You won't be arguing the Judge's instructions to the Jury?
Maybe an appeal on OTHER GROUNDS other than the Judge's bad instructions to the Jury?

mogel007 said...

Scott from Vineland said: "Your original defense of IGNORANCE cannot be used again because you are now enlightened."
________________________________

Funny, in the mortgage challenge presentment, I don't recall any defense of ignorance presented.

Since the lenders never validated the debt, never proved the existence of a loan, where is the enlightenment?

However, if the presentment is a righteous challenge & just and true, why do lenders still give loans, if they are in fact enlightened too & aware of their fraudulent practices? And if that's true, Scott, why aren't you condemning the lenders too? Oh that's right, you make your living making commissions off of loans. You're the conflicted personality, you want to be close to Kurt and be friends & rekindle your past, but in your heart of hearts, you want his philosophies to be totally false. Good luck with that; it's like serving two Masters, it can't be done well.

mogel007 said...

Nemo said: "You pompous ass, the only thing you started was running your mouth all over the Internet,..."
________________________________

Gee, I was just getting over your last statement where you invited me to another blog, to discuss how Mormonism has ruined people's lives, and kindly said I was welcome to visit & post, as long as I was civil.

Must you demand standards you yourself can't even meet?

mogel007 said...

Speaking of damages to people's lives, lenders of the country have caused untold damages, course you certainly don't judge or critize them as harshly as you judge me or Kurt & Scott.

That must be consistent with your unfair standards. I suppose predatory lending practices never made you puke. Funny, you never mentioned that. Speaking of arrogance, I think it's quite arrogant that the powers that be can get away with what they are doing without punishment & justice. Their day is coming though. That brings peace to my heart.

mogel007 said...

Foreclosures Hit a Snag for Lenders

By GRETCHEN MORGENSON





A federal judge in Ohio has ruled against a longstanding foreclosure practice, potentially creating an obstacle for lenders trying to reclaim properties from troubled borrowers and raising questions about the legal standing of investors in mortgage securities pools.

Judge Christopher A. Boyko of Federal District Court in Cleveland dismissed 14 foreclosure cases brought on behalf of mortgage investors, ruling that they had failed to prove that they owned the properties they were trying to seize.

The pooling of home loans into securities has been practiced for decades and helped propel real estate prices in recent years as investors sought the higher yields that such mortgage trusts could provide. Some $6.5 trillion of securitized mortgage debt was outstanding at the end of 2006.

But as foreclosures have surged, the complex structure and disparate ownership of mortgage securities have made it harder for borrowers to work out troubled loans, in part because they cannot identify who holds the mortgage notes, consumer advocates say.

Now, the Ohio ruling indicates that the intricacies of the mortgage pools are starting to create problems for lenders as well. Lawyers for troubled homeowners are expected to seize upon the district judge’s opinion as a way to impede foreclosures across the country or force investors to settle with homeowners. And it may encourage judges in other courts to demand more documentation of ownership from lenders trying to foreclose.

The ruling was issued Oct. 31 by Judge Boyko, and relates to 14 foreclosure cases brought by Deutsche Bank National Trust Company. The bank is trustee for securitization pools, issued as recently as June 2006, claiming to hold mortgages underlying the foreclosed properties.

On Oct. 10, Judge Boyko, 53, ordered the lenders’ representative to file copies of loan assignments showing that the lender was indeed the owner of the note and mortgage on each property when the foreclosure was filed. But lawyers for Deutsche Bank supplied documents showing only an intent to convey the rights in the mortgages rather than proof of ownership as of the foreclosure date.

Saying that Deutsche Bank’s arguments of legal standing fell woefully short, the judge wrote: “The institutions seem to adopt the attitude that since they have been doing this for so long, unchallenged, this practice equates with legal compliance. Finally put to the test, their weak legal arguments compel the court to stop them at the gate.”

A spokesman for Deutsche Bank declined to comment on the ruling. But the inability of Deutsche Bank, as trustee for the pools, to produce proof of ownership at the time of the foreclosures will fuel borrowers’ concerns that they are being forced out of their homes by entities that may not even hold the underlying loans.

“This is the miracle of not having securities mapped to the underlying loans,” said Josh Rosner, a specialist in mortgage securities at Graham-Fisher, an independent research firm in New York. “There is no industry repository for mortgage loans. I have heard of instances where the same loan is in two or three pools.”

The process of putting together a mortgage pool begins when a home loan is originated by a bank or mortgage lender. That loan is typically sold to a Wall Street firm that pools it with thousands of others. Once a pool is packaged, it is sold to investors in different slices, based on risk. A trustee bank oversees the pool’s operations, ensuring that payments made by borrowers go to the appropriate investors.

Lawyers who represent troubled borrowers complain that trustees overseeing home loan pools often do not produce proof, usually in the form of a mortgage note, that their investors own a foreclosed property. And a recent study of 1,733 foreclosures by Katherine M. Porter, an associate professor of law at the University of Iowa, found that 40 percent of the creditors foreclosing on borrowers did not show proof of ownership. Such proof gives a creditor standing to foreclose against a borrower and is required by law.

“The big issue in all these cases, whether we are dealing with a bankruptcy court, a state court or a federal court, is who really owns the mortgage note, and that is allegedly what they securitized,” said O. Max Gardner III, a lawyer who represents borrowers in foreclosure in Shelby, N.C. “A collateral question is, has that mortgage note really been transferred and assigned to the securitization trust? If not, then they really don’t have standing. It’s Law School 101.”

When a loan goes into a securitization, the mortgage note is not sent to the trust. Instead it shows up as a data transfer with the physical note being kept at a separate document repository company. Such practices keep the process fast and cheap.

Because most foreclosures proceed without challenges from borrowers, few judges have forced trustees like Deutsche Bank and Bank of New York to prove ownership by producing a mortgage note in each case.

Borrower advocates cheered Judge Boyko’s ruling.

The plaintiff’s argument that “‘Judge, you just don’t understand how things work,’” the judge wrote, “reveals a condescending mindset and quasi-monopolistic system where financial institutions have traditionally controlled, and still control, the foreclosure process.” The cases could be filed again in state court, however.

April Charney, a consumer lawyer at Jacksonville Area Legal Aid in Florida, who has been practicing foreclosure law since the late 1980s, said she rarely sees proof of ownership in cases involving securitization trusts. Her group has 30 to 50 such cases and not one of the lenders’ representatives has produced proof of ownership predating the foreclosure action.

“We see a trend toward judges having enough of this trampling of the rules and procedure and care and reverence with which lawyers and litigants and participants in the judicial process should comply,” Ms. Charney said. “Hopefully this will convince everybody that the time to work out these home loans is now.”

Dr. Caligari said...

Maybe an appeal on OTHER GROUNDS other than the Judge's bad instructions to the Jury?

What grounds might those be?

Since the lenders never validated the debt, never proved the existence of a loan, where is the enlightenment?

They never proved the existence of a loan? Then where did the money come from that the borrower used to pay for his house?

However, if the presentment is a righteous challenge & just and true,

It's not, that's what the Kenny decision (never appealed) held, and that's what the jury in this criminal case found beyond a reasonable doubt.

why do lenders still give loans, if they are in fact enlightened too & aware of their fraudulent practices?

What "fraudulent practices" are you talking about? Please explain.

mogel007 said...

Nemo: Here's a quote that will surely be enough to get the puke out of you. Apparently, I'm not enough:

“The institutions seem to adopt the attitude that since they have been doing this for so long, unchallenged, this practice equates with legal compliance."

mogel007 said...

Someone like the likes of Kurt & Scott come along & challenge the status quo and they are made into felons.

Sad indeed!!! But it's not over until God says things are finished.

I think things are just starting to get good. The best is yet to come.

near the end said...

Nemo, Scott from Fineland said; you had a Tiny little Penis is that true?

near the end said...

Hey Kurt with a friend like Mr. scott fineland who needs enemies!!!!!!!!!!!!

neodemes said...

Civility in Dorean scam discussions was tossed out the window the first time their ugly little supporters opened their vile mouths in a pitiful attempt to silence those who insisted the scam be shown for what it was.

Your buddy rearend is a classic example.

It's funny, I don't recall you EVER taking to task the sniveling little pieces of crap posting anonymously...perhaps because most of them were you using different usernames and styles, as you so aptly described not too long ago.

Did I say Mormonism ruined peoples' lives? I don't think so. Not in this lifetime.

Now, eternity, well, that's a whole 'nother story.

habakkuk said...

Mogel responds to Scott from Vineland.....

"Scott, why aren't you condemning the lenders too? Oh that's right, you make your living making commissions off of loans. You're the conflicted personality, you want to be close to Kurt and be friends & rekindle your past, but in your heart of hearts, you want his philosophies to be totally false. Good luck with that; it's like serving two Masters, it can't be done well."
___________________________________

You know, this Scott guy reminds me of the character Messala from the movie Ben Hur. He and Judah were friends until Judah became an "enemy of Rome" and an enemy of the system...The system that made Messala powerful and was his bread and butter.

We all know which one won the chariot race and which one got ran over by the chariot.

Judge Roy Bean said...
This comment has been removed by the author.
Judge Roy Bean said...

Gashler quoted (without any basic legal understanding): "The institutions seem to adopt the attitude that since they have been doing this for so long, unchallenged, this practice equates with legal compliance."

Care to illucidate on what that means in the context of reality, Byron?

No, you probably don't. Most of what you blather on about is conjecture and un-original nonsense you bought off on trying to scam other people and thus it has no foundation in legal reality.

Do you understand the case law as Judge Boyko presented it?

No, you don't, and you probably missed the fact that it was a procedural rule relative to providing responsive filings in a Federal court.

It had nothing to do with validity of the mortgages involved, only the chastisement of the utter fool counsel for the servicer that ran up against a seasoned Federal Judge enforcing perfectly valid rules.

But wait - according to you, all the Judges are part of the scam, so the fact that a Federal Judge rules against a typically poorly-filed collection of flawed foreclosures must be some other kind of conspiracy, right?

But you still haven't answered the question about whether or not your status in your church might be affected by your promotion of and continuing support of a scam.

near the end said...

Does anyone know if the Trial is over yet?

Scott from Vineland said...

Hi Hab, How've you been? Long time no talk.

Hab, I have always thought you were a sincere person at the least. Making supportive comments on Moogie's behalf is really not becoming of you. Byron has consistently shown himself to be either:
a. A knucklehead of epic proportions, or;
b. a very clever con who plays at being obtuse when it suits his needs.
Either way he seems like pretty poor company for someone such as yourself. I really believe your words speak to your convictions, unlike so many here.

near the end said...

Hey scott from fineland,it's obvious from your posts you hate Kurt.

near the end said...

Scott, nemo told me that you also have a tiny Penis.

near the end said...

Scott, nemo told me that you also have a tiny Penis.

near the end said...

Scott, nemo told me that you also have a tiny Penis.

near the end said...

Scott, nemo told me that you also have a tiny Penis.

near the end said...

Scott, nemo told me that you also have a tiny Penis.

near the end said...

Scott, nemo told me that you also have a tiny Penis.

near the end said...

Scott has a tiny Penis.

near the end said...

Scott has a tiny Penis.

near the end said...

Scott has a tiny Penis.

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

near the end said...

Scott, has a tiny Penis

Scott from Vineland said...

mogel007 said...
Scott, why aren't you condemning the lenders too? Oh that's right, you make your living making commissions off of loans.
_________________________________
You guys continue to assume that everyone who works in the mortgage industry works for commissions, evidently even you, Hab, who once worked in the industry yourself. Presumptive statements and attitudes are your greatest weakness. You understand much less than you give yourselves credit for.

Scott from Vineland said...

NTE has a tiny brain

near the end said...

Hey Scott good come back want a cookie!!!!!!!!!!!

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

Scott from Vineland said...

And I don't own a chariot.

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

Scott from Vineland said...

NTE, you represemt Kurt so well. I'm sure he's proud to have you in his corner.

near the end said...

Scott has a tiny Penis

near the end said...

Who's Kurt?

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

near the end said...

Scott has a tiny Penis

neodemes said...

LOL

Perfect ending to the story.

Thththtat's all folks!

Frickin' 'tards.

near the end said...

Nemo you still owe me money.

near the end said...

Nemo you still owe me money

near the end said...

Nemo you still owe me money

near the end said...

Nemo you still owe me money

near the end said...

Nemo you still owe me money

near the end said...

Nemo you still owe me money

near the end said...

Nemo you still owe me money

near the end said...

Nemo you still owe me money

near the end said...

Nemo you still owe me money

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