The Banker Relationship

I’m going to appeal to some of your common sense. If you use it the relationship you obtained with the banker will be obvious. It is important to understand this relationship especially when there is a lot of propaganda to have you believe contrariwise. When you arrive at the bank seeking a loan it is in response to a solicitation that they have money to lend. This is either true or a false advertisement. Once you’ve agreed to terms of a fully disclosed transaction paperwork is generated. Both parties operating on knowledgeable informed consent. Of course we know this part is not true so let us look at the actual facts verses the presumed set. When you create the promissory note it immediately is given value by the surety, pledge of the maker’s labor and word. It becomes a financial asset and consideration from your side of the transaction. Now the cash/credit is suppose to come from the banker’s side. It should already be present in their portfolio before you arrived. It is not! Therefore the transaction is going to take on species not like a typical borrower/lender relationship. If the bank had the funds they would have put up consideration and brought their own set of rights to the contract and would have no obligations to you except that which was binding in the contract. Since they do not use their capital/credit and are precluded by Revised Statute 62 from doing so they must enter the relationship obligated to the one they are obtaining benefit from. In this case it is you. Your financial asset now being the only consideration in the transaction is the source of all rights, title, and interest. Since the banker’s have no rights, title, or interest in this financial asset they can only attach to it as an agent. Agents are like fiduciaries in that their obligations are to another for the benefit of the principle. They are to now use their skill and connections to move your financial asset into the commercial market place and see if they can get a liquid purchase. They are successful and place the funds into a deposit account without your knowledge bearing your name. This is known as the transaction account that will be depleted to fund the real estate transaction that was the instigator of this relationship. When they open this account with the funds obtained by your financial asset they add a fiduciary obligation to their agency obligation. When they fail to disclose this account they have breached this fiduciary duty and conflicted themselves. They have catered to relationships and duties outside their obligations to you. They have made themselves the beneficiary instead of account maker. Once they have taken the benefit to themselves by an act of conversion they begin to assert rights of a lender as though they put up these funds. They record a security interest, obtain fees, for creation, servicing, selling your asset. This is fraud pure and simple. In the normal lending relationship you would enter the bank that had cash/credit of its own to lend. You would create a financial asset called a promissory note and exchange if for the credits. Over a protracted period of time you would reverse this exchange with an interest benefit to the lender. Your financial asset would remain in their possession the entire time as evidence of the agreement and security for the loan. Once you return the cash/credit they return the note unaltered to the maker. There have been no mediators or interest conflicting the parties. If this is the type of loan you received you are obligated to pay it. There is no fraud; everyone is informed, knowledgeable, and consenting for mutual benefit. You did not have this relationship because in a debt-based fiat currency economy the bankers are precluded from consideration. They can only steal the wealth of victims in exchange for their licensed ability to convert all assets and credit worthiness into unredeemable credit. Are these crimes new? Certainly not but they have become more blatant and in a secured transaction there are too many pitfalls that these crooks have overlooked that expose the nature and method of their fraud. A successful challenge will have them running scared and putting their 1000 lb. Gorilla called the purchased UNITED STATES on those exposing the truth. Remember this, gorillas are under the domain of man according to God. Man is smarter! As a test for your own verification call your lender and tell them you would like to view your original unaltered promissory note and will go to where ever they possess it. Offer to cover your own expenses so they have no excuses. If they do not possess it they are precluded from making a claim. Should be simple, right? Get ready for a surprise. You have a right to view this. Do not accept a certified copy, only the original!